The difference between the minimum standard and the maximum standard of social security

Legal analysis: high-level employees can receive full retirement wages, and low-level employees can receive them in proportion. The high-grade payment is 100% of the social security payment base, and the lowest grade is 60%. The difference between low-grade and high-grade social security contributions of flexible employees lies in the difference between receiving more and less pensions after retirement. If you pay more, you will get more in the future, and vice versa. There is a big difference between the highest and the lowest. The highest is five times the lowest. Social insurance must work out a certain proportion of the insured's burden according to the probability of various risk accidents and the total payment expenditure estimated in advance according to the payment standard as the standard for determining the insurance rate. Moreover, unlike commercial insurance, the calculation of social insurance rate needs to consider more social and economic factors besides risk factors in order to obtain a fair and reasonable rate.

Legal basis: Article 4 of the Social Insurance Law of People's Republic of China (PRC) * * * Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.