How to calculate the cost after the money in the medical insurance card is used up?

1. Don't resell other items with the medical insurance card. 2. Personal medical insurance cards can be lent to family members. Second, the principle of "one card and one person" is required before the medical insurance card, because this can effectively protect the legitimate rights and interests of the insured from infringement. After all, people spend a lot of money on medical insurance every year. In case it is stolen, the loss is not heavy. When the cardholder is inconsistent with the insured, the medical staff may refuse to serve him. But now this policy has changed to a certain extent. A person's medical insurance card can be lent to others, but only to his own family, and only part of the funds are allowed to be used. In any case, this policy is more humane than before.

3. Repeated reimbursement is prohibited. Third, now that people are working, employees' social security is paid by enterprises, including urban medical insurance. Before paying this insurance, I believe many people paid cooperative medical care. When people need to pay medical expenses, urban medical insurance can help reduce part of the expenses. Of course, people need to bear the rest themselves. However, in one case, although some expenses have been reimbursed, the family members who have paid the rural cooperative medical care are still trying to help them reimburse. In fact, this kind of behavior is illegal at first glance, and it is considered insurance fraud, so such a situation is not allowed. If this happens, the state will investigate the responsibility.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.