Job Recruitment Website - Social security inquiry - How long can I enjoy medical insurance reimbursement after paying social security?
How long can I enjoy medical insurance reimbursement after paying social security?
Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons.
The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.
Five characteristics
Social insurance:
1. The objective basis of social insurance is the risks existing in the labor field, and the insurance standard is the worker himself;
2. The subject of social insurance is specific. Including workers (including their relatives) and employers;
3. Social insurance is compulsory;
4. The purpose of social insurance is to maintain the reproduction of labor force;
5. The insurance fund comes from the payment and financial support of employers and workers.
Insurance coverage is limited to employees, excluding other social members. The insurance coverage is limited to all kinds of risks in labor risks, excluding other risks such as property and economy. (Some companies don't calculate five insurances and one gold according to employees' actual wages, but set another base to calculate and pay. )
Function introduction:
1. Supportability: refers to guaranteeing the basic livelihood of workers.
2. Universality: Social insurance covers all social workers.
3. Mutual assistance: Use the joint efforts of the insured to help a person in danger, help each other and meet emergency needs.
4. Mandatory: Limited by national legislation, employers and employees are required to participate.
5. Welfare: Social insurance is a kind of government behavior, not for profit.
Main functions:
1, the function of stabilizing social life
2, the function of redistribution
3. Functions of promoting social and economic development: First, the social insurance system plays an important role as an important tool for demand management, thus playing an active role in the economy. Second, the effective use of social insurance funds can promote sustained economic prosperity.
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