Can you still pay social security at 48?

Conditions for receiving old-age insurance:

1, has reached the legal retirement age and has gone through the retirement formalities.

2, units and individuals to participate in endowment insurance and fulfill the obligation of endowment insurance payment.

3. Personal payment should be at least 15. The payment period in the transition period includes the deemed payment period.

The legal retirement age of enterprise employees in China is:

1, male over 60 years of age, female over 50 years of age, continuous service for ten years.

2, engaged in underground, high altitude, high temperature, particularly heavy manual labor or other harmful operations, men over 55 years of age, women over 45 years of age, continuous service for ten years.

This provision also applies to grassroots cadres whose working conditions are the same as those of workers.

3, men over 50 years of age, women over 45 years of age, continuous service for ten years, proved by the hospital, and confirmed by the labor appraisal committee, completely lost the ability to work.

Under normal circumstances, when paying social security funds in the name of an individual, it can only be two parts of social security, namely pension and medical insurance. However, when the unit pays for the society, it can get more benefits. Units can help individuals pay pension, medical insurance, housing provident fund, work injury insurance, unemployment insurance, maternity insurance and other expenses.

Individuals pay social insurance:

1. Pay social security for employees: those with local hukou can pay medical insurance and endowment insurance for employees as flexible employees and enjoy the same social security benefits as employees of the company.

2. Pay urban and rural social security: Those with local hukou can also pay urban and rural medical insurance and urban and rural pension as urban and rural residents and enjoy social security benefits for ordinary residents.

legal ground

"People's Republic of China (PRC) Social Insurance Law" Article 23 * * * employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. Article 2 When an individual who participates in the basic old-age insurance for employees reaches the statutory retirement age, if the accumulated payment is less than fifteen years, the payment may be extended to fifteen years. After the implementation of the Social Insurance Law, if the payment is extended for five years but still less than fifteen years, it can be paid in one lump sum for fifteen years.