Beijing Five Insurance and One Gold Payment Standard 2023

In 2023, the payment standards for five insurances and one gold in Beijing are as follows:

Because employees' social security has to pay the expenses of five insurances every month according to the law, according to the law of Beijing on the proportion of five insurances and one gold, social security units have to bear 16% of old-age insurance, 9% of medical insurance, 0.5% of unemployment insurance, 0.2% of work-related injury insurance and 0.8% of maternity insurance.

Individual workers should bear 8% old-age insurance and 2% medical insurance. If you participate in the insurance according to the minimum payment base and the payment base is high, then the social security expenses you have to bear will also increase.

Introduction of five insurances and one gold:

"Five insurances" refers to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund.

Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay fees. It should be noted here that "five risks" are legal, but "one gold" is not.