Employee social security has been paid for 10 years, and the remaining 5 years will be paid by myself. Is there any difference in getting paid in the future?

Under the condition that the payment period is consistent with the payment base, the employee social security has been paid for 10 years, and the pension of the individual social security insured who has paid the remaining five years is the same as that of the company social security insured.

Those who have reached the statutory retirement age and are insured by social security in China can receive a pension. The payment principle of endowment insurance is to pay more and get more. If different insured persons with the same retirement age choose the same payment base and pay the same old-age insurance, then the retirement pension they receive after retirement is the same.

Here is an example:

Suppose Zhai and Fan are both male participants in Changsha employee social security, with a monthly salary of 6,000 yuan. Fan left his job after working in the company for ten years, and then began to pay social security in his personal capacity. The payment period was five years, and the selected payment base was 6000 yuan. Zhai worked in the company until he retired and paid social security for fifteen years. At present, the base of social security payment for employees in Changsha is 6575 yuan, the proportion of individual endowment insurance for employees is 8%, and the proportion of endowment insurance for flexible employees is 20%. Then the pensions that these two insured persons can receive after retirement are as follows:

Zhai's basic pension is (6000+6575) ÷ 2×15×1%= 943.6438+025 yuan. Personal account pension is: 6000× 8 %×12×15 ÷139 = 621.58 yuan. Therefore, Zhai's total monthly pension is 943.125+621.58 =1564.705 yuan.

Fan's basic pension is also: (6000+6575) ÷ 2×15×1%= 943.438+025 yuan. Personal account pension is: 6000× 8 %×12×15 ÷139 = 621.58 yuan. Therefore, the total pension that Fan can get every month is also: 943.125+621.58 =1564.705 yuan.

Two insured persons can get the same pension after retirement.