What are the characteristics of social security policy?

(1) mutual assistance. The mutual assistance of social insurance is first embodied in the economic mutual assistance among workers. Secondly, it is mutual assistance between units or industries. Thirdly, the social insurance funds in areas with good economic conditions are transferred to areas with poor economic conditions.

② universality. This universality is reflected in the following aspects: (1) The general rule of implementing social insurance in a country is that it is first implemented in the working class and their families, and then extended to all residents. (2) All countries in the world generally regard the establishment of social insurance system as an important social policy, which should be gradually established and constantly improved and developed according to their own economic strength.

③ Fairness. The fairness of social insurance is reflected in that all workers who participate in social insurance have the right to enjoy social insurance benefits and equal opportunities; Secondly, the calculation of social insurance benefits should not only reflect the level of workers' long-term labor income, but also stabilize the gap between high-income earners and low-income earners through means of national income redistribution, such as the calculation of retirement benefits; Third, social insurance benefits should be continuously improved with rising prices and social and economic development, so as to ensure that the actual living standards of the beneficiaries will not decline and share the fruits of social development appropriately.

4 mandatory. Social insurance is a national social policy. Once promulgated by the state as a law, members within the scope of the law or their units must unconditionally participate in social insurance and fulfill their payment obligations according to regulations. Governments at all levels, social insurance management institutions and service institutions should also implement social insurance unconditionally.