Shanghai provident fund loan social security requirements?

1. What are the social security requirements for Shanghai provident fund loans?

202 1 Shanghai housing provident fund loan conditions, 202 1 Shanghai provident fund loan amount and policy

1, in line with the conditions stipulated by the state and the city's real estate regulation and control policies;

2. Have full capacity for civil conduct;

3, has paid not less than the prescribed proportion of down payment funds;

4. At present, the housing provident fund has been paid in full and continuously for a specified period (6 months), and there is no agreement to withdraw the housing provident fund (including but not limited to the agreement to withdraw the housing provident fund to repay the loan, the agreement to withdraw the housing provident fund to pay the rent and other agreements to withdraw the housing consumption);

5. Have a good credit record and willingness to repay;

6. It has a stable and legal source of economic income and the ability to repay the principal and interest of the loan, and the borrower's family has no outstanding housing provident fund debts or other debts that may affect the repayment of provident fund loans;

7. Must be the owner of the house purchased, built, renovated or overhauled in this city, and can provide relevant contracts or supporting documents, identity certificates, down payment certificates and other materials that meet the requirements; The purpose of the loan is to purchase houses, and the houses purchased must be owner-occupied houses with ownership in this city;

8. Being able to provide the guarantee method recognized by the Municipal Provident Fund Center;

9. Meet other conditions stipulated by the Municipal Provident Fund Management Committee;

10, * * * agreed with the borrower:

(1) The borrower who purchases owner-occupied housing in this city must be the borrower's spouse, parents and children and have two provident fund loan records, and shall not be regarded as the borrower;

(2) The borrower who buys a house with property rights protection shall be the spouse, parents, children and loan owner. What are the loan conditions of Shanghai housing provident fund? 1. Personal housing loan target: workers' families who normally pay housing provident fund and buy self-occupied housing in cities and towns of this city.

Application conditions:

1, with urban permanent residence;

2. Deposit the housing provident fund normally 6 months before applying for a loan;

3. The borrower's family has no outstanding housing provident fund debt.

Second, the Shanghai provident fund loan requirements

1. Personal housing loan target: workers' families who normally pay housing provident fund and buy self-occupied housing in cities and towns of this city. Application conditions: 1, with urban permanent residence; 2. Deposit the housing provident fund normally 6 months before applying for a loan; 3. The borrower's family has no outstanding housing provident fund debt. Second, individuals purchase affordable housing loans: workers' families who normally pay housing provident fund and buy affordable housing in this city. In addition to the borrower, the borrower's spouse and the owner of affordable housing should be regarded as borrowers; Except for the immediate blood relatives and property owners of the borrower, it can be used as * * * with the consent of the borrower. * * * The borrower shall meet the application conditions for housing provident fund loans at the same time. Application conditions: it meets the requirements for purchasing affordable housing in this city, and has signed the "Shanghai Economic Application should meet the following loan application conditions: 1, has a permanent residence in the urban area for at least one month, and has paid the outstanding housing provident fund debt continuously and normally. 3. Personal housing provident fund loan for construction, renovation and overhaul: loan target: under construction, renovation and overhaul, all application conditions: 1, with urban permanent residence; 2. Deposit the housing provident fund normally 6 months before applying for a loan; 3. The borrower's family has no outstanding housing provident fund debt; 4. Construction and renovation of owner-occupied housing shall provide the construction project planning permit issued by the municipal and district planning departments (sporadic). Approval documents such as supervision and maintenance orders issued by the shack real estate department; 5, new construction, renovation and overhaul of self-occupied housing self-raised funds not less than 30% of the total project cost; Contracts for the construction, renovation and overhaul of self-occupied housing; 7. If the loan applicant cannot directly mortgage the house to the guarantee institution, it shall provide phased guarantee. Fourth, the restriction system; 2. Continuous deposit before applying for loan; 3. One of the spouses has applied for a housing provident fund loan, and neither spouse can obtain a housing provident fund loan until the principal and interest of the loan are paid off; 4. The loan applicant still has a large amount outstanding at the time of application, which may affect the housing provident fund loan;

Three, Shanghai personal provident fund loans, provident fund center to review my social security payment. ...

It doesn't matter if you don't review.

Supplementary answer:

When you apply for a housing provident fund loan, the provident fund management center will not check your social security situation.

What the provident fund management center wants to check is: Do you pay the provident fund normally and continuously? Your marital status and your salary have nothing to do with social security.

Four, Shanghai provident fund loan conditions and amount of 2022

The conditions of provident fund loans are as follows: 1. Have a valid residence in the town where the loan is located, and can provide a valid residence certificate; 2. The housing provident fund has been continuously paid for more than 6 months before the loan, and the accumulated time of the provident fund deposit cannot be less than 12 months; 3. The self-financing of the first suite reaches more than 30% of the total price of the purchased house, and the first home loan below 90 square meters only needs 20%; 4. The borrower has a legitimate job and a stable income, a fixed monthly salary and a clear intention to repay the loan; 5. Sign a house purchase contract or contract with the house sales office; 6. Meet other conditions stipulated by the trustor and the trustee. Which housing provident fund loan targets 1 have valid identification; 2. Only employees who participate in the housing provident fund system are eligible to apply for housing provident fund loans, and employees who do not participate in the housing provident fund system cannot apply for housing provident fund loans; 3. If one of the husband and wife has applied for a housing provident fund loan, both husband and wife shall not obtain a housing provident fund loan again before paying off the principal and interest of the loan. Legal basis: Article 25 of the Regulations on the Management of Housing Provident Fund, if an employee withdraws the balance stored in the housing provident fund account, the unit where he works shall verify it and issue a certificate of withdrawal. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.