What should I do if I am 60 years old and haven't bought enough social security?

60-year-old social security payment is insufficient 15, and workers can apply to the social insurance agency for paying the basic old-age insurance premium with personal ID card, social insurance card and other materials, and receive the basic old-age pension on a monthly basis after paying for fifteen years; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance.

Social security at the age of 60 is not enough. The solution is as follows:

1, when the social security contribution is not enough at the age of 60, 15, workers can apply to the social insurance agency to pay the basic old-age insurance premium with personal ID card, social insurance card and other materials, and can receive the basic old-age pension on a monthly basis after paying the fee for fifteen years;

2, can also be transferred to the new rural social endowment insurance or urban social endowment insurance.

Insufficient social security payment 15 years. In this case, it is impossible to apply for retirement directly. Therefore, first of all, we must ensure that our social security payment reaches 15 anniversary, so that we can retire normally and enjoy pension benefits. Of course, if you say that your payment period is within 15 years, then decide according to your actual situation first. If your social security has an interrupted payment period, then the interrupted payment period can be filled normally. After the payment is completed, if the accumulated payment period reaches 15 anniversary, you can also directly apply for retirement.

If your social security payment period has no uninterrupted payment period, that is to say, because you opened the basic old-age insurance account late, you didn't meet the requirement of accumulated payment period before retirement 15, then in this case, you can only postpone retirement payment year by year until your old-age insurance reaches the cumulative anniversary of 15, before you can apply for retirement and enjoy old-age benefits! If you are an enterprise employee and don't want to postpone retirement, you can also negotiate with the enterprise and the social security bureau. You can also retire after paying the minimum payment period 15 years (related base) by voluntarily paying late fees, interest and repayment of principal.

How to make up for the social security break?

The process of how to pay social security is as follows:

1, a written application issued by the unit, stating the facts and reasons for the payment, and applying to the social insurance agency;

2. Prepare relevant original materials, such as employees' personal files or contracts, employment approval forms, or valid proof of the existence of factual labor relations;

3. Bring the official seal and fill in the supplementary application form at the local social security bureau.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.