Why do you need social security to buy a house wuhan

Yes,

Today, if foreigners want to qualify to buy a house in Wuhan, most of them still choose to provide proof of tax payment or social security in Wuhan for more than two years at the second grade level, as required by the policy. However, there are other ways to buy a house in Han and are not affected by the purchase restriction policy. The following ways are organized, you can refer to it:

1, move the account into Wuhan and then buy a house

Some foreign household registration family, before in Wuhan has bought a residential and residential meet the conditions of settlement, but did not move the account, then if you want to buy a house, you need to move the account into Wuhan and then buy. After becoming a Wuhan household member, you can buy another suite if you have a suite in Wuhan; you can buy up to two suites if you don't have a suite in your family's name, and you don't need to submit proof of social security or personal tax.

There is no extra cost at this point, you just need to move your household to Wuhan; but since not most people can meet such conditions, prior to having a property in Wuhan, you can consider other ways of transferring your household to Wuhan, such as the dependency of an immediate family member, which also allows you to buy a house, and the effect is the same.

2, buy unlimited purchase unlimited loan house

This type of housing is generally non-residential property, most of them are commercial and residential form of business, due to unrestricted purchase unlimited loan, is also limited to the purchase of one of the optional housing. However, it should be noted that the price of these properties is generally higher, the property rights for 40 or 50 years, while the down payment needs to be at least 50%, interest rates also have to go up, the cost of pre-preparation is more; and the later for the two certificates or the transfer of the taxes and fees are also more.

3, to relatives or the company's name to buy

Many people themselves belong to the purchase of people, so they want to relatives, other people or companies have the qualification to buy a home in the name of the individual or unit to buy a home. Although effective, but there are certain shortcomings, such as buying a house in the name of others, if not immediate relatives, then even if there is no dispute later when the transfer is also subject to the restriction of the purchase order, or can not be transferred; if it is between immediate relatives, then, you need to transfer in accordance with the gift, the cost is not low; if you buy a house in the name of the company, you can not apply for a home loan, can only be a one-time payment, in addition, such as the property rights of the house The company's name is registered, the deed tax is 4%, the transfer of additional land value-added tax.

Note: If the children have settled in Wuhan, the parents can rely on the children in Wuhan after retirement, the parents turned into Wuhan household registration, you can also buy a house in Wuhan, in Wuhan does not have a house, you can buy a maximum of two sets.

4, through the collective account to buy a house in Wuhan

Collective account can be used as a Wuhan account to buy two houses in Wuhan. However, it is important to note that there are cases where the collective account can not buy a house, the talent market collective account dependency period is 2 years, 2 years later, I do not know where, dependency unit of the collective account to buy a house settlement is still required, if the unit with the termination of the labor agreement account will be returned to the origin of the hit.

Currently, the collective account is divided into three categories:

1, the collective account of the university (before graduation will be played back to the origin);

2, hosting the talents of the collective account of the dependence (generally 2 years of dependence, but Wuhan has a policy of the introduction of talent);

3, dependence on the unit's collective account (before the termination of the contract of employment will be played back to the origin).

Wuhan collective account, at the same time the identity card issuance authority is also the Wuhan public security organs, then you can directly as Wuhan household residents. If you don't own a property, you can purchase two new suites in Wuhan, and you don't need to submit proof of tax payment or social security in Wuhan when reviewing your eligibility to purchase a home.

5, buy housing without property rights (not recommended in this way)

Although this can be bought in Wuhan, but most of the housing without property rights are not protected by law, such as small property rights, the purchase and sale of housing are not protected by law, can not be loaned, demolition can not get the property rights, etc., the rights and interests of the buyer is not protected, and do not recommend that you buy.

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"