Legal analysis: social insurance has been paid, and cash cannot be withdrawn after leaving the company. The pension insurance personal account in its social security can only be withdrawn after retirement. Social insurance is a social security system established by the state through legislation. Its purpose is to enable workers to get material help from society (country) when they lose their ability to work or employment due to old age, illness, disability, death, unemployment and other reasons, and their families lose their livelihood. Old-age insurance: Many people have no source of income when they are old. If they want to live a better life or guarantee a basic life, it is best to have social security. Endowment insurance means that when they are over 60 years old, they can enjoy the security fund according to the local economic level. Medical insurance: The advantage of medical insurance is that it can protect health in time, because it needs timely treatment after illness, and it costs less after reimbursement of medical insurance, which can reduce the economic burden. Work-related injury insurance: If an enterprise employee participates in work-related injury insurance, once an accident occurs, the local labor and social security administrative department will identify the work-related injury according to law. If it is identified as a work-related injury, the government labor appraisal agency will assess the disability level of the injured workers, and the government social insurance department will make compensation according to the regulations. In this way, we can better safeguard the legitimate rights and interests of enterprise employees. Maternity insurance: from pregnancy to delivery, female employees have great physical changes and great physical consumption, and need rest and care. Maternity insurance provides them with pregnancy examination, medical services, maternity allowance and paid holidays, which guarantees their health and basic life during childbirth and relieves their worries. Unemployment insurance: since the establishment of China's unemployment insurance system, the fund system has been implemented, and the source of funds is paid by employers and financial subsidies. Practice has proved that the fund system adapts to the level of China's economic development and can provide a stable source of funds for unemployment insurance. However, it is limited to the employer's payment, and employees do not pay.
Legal basis: Article 50 of People's Republic of China (PRC) Labor Contract Law. The employing unit shall issue a certificate of dissolution or termination of the labor contract at the time of dissolution or termination, and go through the formalities for the transfer of files and social insurance relations for employees within 15 days. Laborers shall handle the work handover according to the agreement of both parties. If the employing unit should pay economic compensation to the workers in accordance with the relevant provisions of this law, it should pay it when the work handover is completed. The employing unit shall keep the text of the dissolved or terminated labor contract for at least two years for future reference.