What to do when you stop paying for five insurance and one gold

The consequences of stopping the payment of five insurance and one gold will be:

One of the five insurance and one gold stopping the payment of social security

The cumulative contribution period of the pension insurance must be more than 15 years or you can't enjoy the pension treatment. Although the cumulative contribution period of 15 years or more, you will be able to enjoy the pension benefits, but the longer the contribution period, the more the amount of contributions, the more the future pension, and vice versa, less.

Social health insurance cannot be added up, and there is a six-month waiting period after an interruption. Medical insurance has a three-month buffer period, that is, within three months to make up payments, is cumulative, otherwise you need to recalculate the number of years of contributions, and can not enjoy the reimbursement of treatment, rather than the so-called "null and void".

Social insurance is a social and economic system that provides income or compensation for people who are incapacitated, temporarily out of work, or have suffered losses due to health reasons. So what happens when social security payments stop?

There is no time limit for social security suspension, and it has no effect on future transfers. If you want to transfer, you should first be issued a certificate of participation and payment by the social insurance agency (hereinafter referred to as the social insurance agency) in the place where you were originally insured. After the insured person establishes the basic pension insurance relationship and pays the contributions in accordance with the regulations in the new place of employment, the employer or the insured person submits a written application for the transfer of the basic pension insurance relationship to the social security agency in the new place of employment, and the social security agency in the place where the original basic pension insurance relationship is located handles the formalities of transferring the relationship after receiving the letter of consent to accept.

Specific procedures related to social security suspension can be consulted with the local social security bureau.

Second, five insurance and one gold stop payment of the provident fund

If the provident fund loan has been approved down, and released, do not pay the provident fund has nothing to do, as long as to ensure that each month normal repayment of the loan can be. If the loan is not approved, it is still under review, so if you don't pay, you may not be able to get approval.

For some corporate employees to leave, to the new unit to continue to contribute to the provident fund, if the old and new units to contribute to the provident fund does not appear to be broken, as long as you provide proof of housing fund contributions for more than six months, the application for housing loans will not be affected. If there is a break in contributions to the housing fund because of a change of job, then you need to wait until you have contributed to the housing fund in the new unit for six months before you can apply for a housing fund loan.

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"