Social security is divided into basic old-age insurance for urban workers.

Insurance Bian Xiao helps you answer, and more questions can be answered online.

1: First of all, the basic old-age insurance for urban workers is to protect urban employment groups; However, the new rural endowment insurance protects rural residents.

2. Secondly, the basic old-age insurance for urban workers is compulsory insurance stipulated by national laws and regulations, and employers, employers and employees, including individual workers, must pay fees in accordance with regulations; The new rural insurance emphasizes the principle of voluntariness, and farmers participate voluntarily, which is also guided by the government according to the actual situation in rural areas at this stage, rather than mandatory orders.

3. Thirdly, the new rural insurance policy is "flexible", which is not available in the basic old-age insurance for urban workers. In the basic old-age insurance for urban workers, there is not much flexibility in the prescribed payment ratio, eligibility or payment standard. There is a principle called "flexibility" in the new rural endowment insurance. For example, the designed payment standard ranges from 100 yuan to 200 yuan, 300 yuan, 400 yuan and 500 yuan. Farmers can choose according to their income level, and at the same time allow local governments to increase the payment standard, which can be raised or lowered. This is to adapt to the actual situation of unbalanced economic development and large differences in farmers' income levels, and not to engage in "one size fits all"

4. Finally, the financing structure is different. The fundraiser of the basic old-age insurance for urban workers is the employer. Although individuals have to pay fees, the main part is paid by employers. The main payer of the new rural insurance is the government, which provides basic pensions to the elderly aged 60 and above (the current standard is 55 yuan per person per month) and subsidies to young adults.

5: If both are suitable, you can choose one of them (because both are good, just different).