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Can you buy social security when you're almost 70
One, understand the social security policy
First of all, you need to understand the social security policy in your area. This includes the age limit for purchasing social security, the contribution standard, and the social security benefits that can be enjoyed. This information can usually be found on the official website of the local social security bureau or relevant government departments.
Second, consult a professional
If you have questions about social security policies, it is advisable to consult a professional social security consultant or lawyer. They can provide accurate advice and answers according to the specific situation.
Third, consider other insurance products
If you can't buy social security because of your age or other reasons, you can also consider other types of insurance products, such as commercial pension insurance or medical insurance. These products can provide a certain degree of protection to supplement the shortcomings of social security.
Four, pay attention to the risk and return
When buying any insurance products, you need to pay attention to the balance of risk and return. According to their own economic situation and risk tolerance, reasonable choice of insurance products, to avoid blindly follow the trend or impulse buying.
In summary:
Whether or not a person approaching 70 years old can purchase social security depends on specific policies and regulations. Based on the understanding of social security policies, you can consult professionals, consider other insurance products, and pay attention to the balance of risk and benefit.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 16 stipulates:
Individuals who have participated in basic old-age pension insurance, and who have accumulated fifteen years of contributions by the time they have reached the legal retirement age, shall receive a basic pension on a monthly basis. Individuals who have participated in basic pension insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the fifteenth year and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social pension insurance or urban residents' social pension insurance, and shall enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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