How to deduct the five insurance and one gold

Question 1: How is the money deducted from the five insurance and one gold In general, the enterprise for employees to pay social insurance for the "five insurance", including pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, the latter two individuals do not have to pay. Therefore, reflected in the paycheck, only the first three by the individual to bear the deduction.

Deduction deduction tax "five insurance and one gold" how to calculate?

According to the relevant national laws, the standard of personal contribution for pension insurance is 8% of the monthly contribution base, which is fully credited to the personal account. As the social security payment base will change every year according to the different average monthly wages of local workers, the amount of personal contribution will also change in the same month or the next month with it.

"While the medical insurance personal contribution is 2% of the base, the upper and lower limits of the payment base are set the same as the pension insurance." .

Unemployment insurance contribution rate is the lowest here, individual contribution is 1% of the base,

enterprises pay unemployment insurance premiums at 1.7% of the contribution base. Housing Provident Fund individual contribution standards are more "complex", individuals and units as each bear 50% of the total amount of provident fund. "The tax deducted from the salary is the personal income tax.

The formula for calculating personal income tax:

Tax payable = (monthly salary income - 3500) × applicable tax rate - quick deduction.

Question 2: In Beijing monthly salary of 5000 five insurance and gold how to deduct the monthly salary of 5000 yuan. The base should be accounted for by the previous year's salary. If calculated on the basis of 500 yuan, it should be:

Pension unit part: 5000 * 20% personal part: 5000 * 8%

Unemployment benefits unit part: 5000 * 1.5% personal part: 5000 * 0.5%

Employment Injury Insurance: social assessment salary base * 0.3% or 0.4% individuals do not have to pay (according to the unit of the different types of work to determine the percentage). The unit portion is paid by the unit and the individual portion is deducted from the salary.

Question 3: What percentage is deducted from the "five insurance and one pension"? It is in accordance with the proportion of salary deduction, general pension insurance contribution ratio: unit 20%, individual 8%; medical insurance contribution ratio: unit 10%, individual 2%; unemployment insurance contribution ratio: unit 1.5%, individual 0.5%; maternity insurance contribution ratio: unit 0.8%, individuals do not pay money. Provident fund contribution ratio: according to the actual situation of the enterprise, the choice of housing provident fund contribution ratio.

I hope to adopt

Question 4: the first time to pay the five insurance a gold is how a deduction ah How do I deduct so much ah All are counted on the exclusion of provident fund is supposed to be the 11% of your contribution base plus the cost of the major medical expenses

You look at the base of the contribution base should be 9,944 yuan. Your average salary last year was that high?

The unit contribution is about twice as much as yours, your unit is so rich ah

Your provident fund is so high, envy

If the base is not right, look for the unit of labor and capital to see what the reason

Question 5: How is the deduction of the five insurance and one gold? If the unit to the employee to pay five insurance, to the unit to buy full social security shall prevail, the calculation is as follows:

Medical insurance: individuals bear 2%, the unit bears 8%;

Pension insurance: individuals for 8%, the unit bears 20%;

Unemployment insurance: individuals for 1%, the unit bears 2%;

Industrial accident insurance: individuals no, the unit is 0.5%;

Industrial accident insurance: individuals no, the unit bears 0.5%;

Maternity insurance: none for individuals, 0.8% for units;

Provident fund: 3.5% for individuals, 3.5% for units.

And the costs of work injury and maternity insurance are borne by the unit

The five insurance are basically the same, but the proportion of each unit of provident fund is not the same, you can ask the company to pay the proportion, and then calculate it.

Question 6: how to calculate the five insurance and gold The specific proportion of social security composition:

Pension insurance: the unit each month for you to pay 21%, you pay 8%;

Medical insurance: the unit each month for you to pay 9%, you pay 2% plus 10 dollars of the general medical co-ordination (general medical co-ordination of the main hospitalization of the piece);

Unemployment insurance: the unit each month for you to pay 2%, you pay 2% plus 10 dollars of the general medical co-ordination (general medical co-ordination of the main hospitalization piece);

Unemployment insurance: the unit each month for you to pay 2%;

Unemployment insurance.

Unemployment insurance: the unit pays 2% for you every month, you pay 1%;

Industrial injury insurance: the unit pays 0.5% for you every month, you do not pay a penny;

Maternity insurance: the unit pays 0.8% for you every month, you do not pay a penny;

Housing fund: the unit pays 8% for you every month, you pay 8%

The unit pays 8% for you every month, you pay 8%

The five insurance policies and the five insurance policies are as follows: (i) the five insurance policies are the same as those of the five insurance policies.

"Five insurance a gold" in-depth analysis, the work of the must see

I believe that has been working big brother and sister to pay their own social security are very concerned about it ... ... I'm not sure if you're going to be able to get a good look at this, but I'm sure you'll be able to get a good look at this.

First of all, we should realize that social insurance is a better insurance than commercial insurance. The reasons are as follows:

(1) Social insurance is a non-profit welfare program for the entire population.... And commercial insurance is to make a profit . . In general, commercial insurance is much more expensive than

the same social insurance

(2) Social insurance covers more aspects than commercial insurance. Commercial insurance generally only covers medical or pension ... ... Social insurance can cover up to five risks at the same time

(2) Social insurance covers a lot more than commercial insurance. And in the case of health care ... The advantages of social insurance are very outstanding

(3) The standard of social insurance has been increasing every year ... The state will adjust the social security base at the beginning of July every year in accordance with the basic salary of the employees. And the rate of adjustment is also very high...

The annual increase of 10% or more.... That is to say, the later the higher the money ... The biggest advantage of this is that the impact of inflation can be eliminated to a relatively small .... And even if the commercial insurance will also

adjust the return ....

In a word, if you are not covered by social security, please join social security as soon as possible, and if you are covered by commercial insurance but not social security, please join social security as soon as possible.

Please join social security as soon as possible. .....

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So, how does social security work...? ?

Social Insurance = Pension Insurance + Medical Insurance + Unemployment Insurance + Employment Injury Insurance + Maternity Insurance + Housing Provident Fund

(Note: the above five insurance may vary in practice in different areas, your unit may not be all five insurance for you to pay, such as Nanjing, some units do not pay for the workers

Medical insurance and only pay the rest of the four insurance, some of the four insurance, some of them are not paid by the unit and only pay the fund, some of them are not paid by the unit.

Some units don't pay provident fund and only pay five insurance, so you must be clear about your unit in the end to pay you what insurance

and whether to pay the provident fund!)

Specific social security composition ratio:

Pension insurance: unit each month for you to pay 21%, you pay 8%;

Medical insurance: unit each month for you to pay 9%, you pay 2% plus 10 dollars of the general medical co-ordination (general medical co-ordination is mainly in charge of hospitalization of this);

Unemployment insurance: unit each month for you to pay 2%, you pay 1%;

Unemployment insurance: unit each month for you to pay 2%, you pay 1%, you pay 1%;

The first time I saw this is when I was a student in the United States.

Unemployment insurance: the unit pays 2% per month for you, you pay 1%;

Employment injury insurance: the unit pays 0.5% per month for you, you don't pay a penny;

Maternity insurance: the unit pays 0.8% per month for you, you don't pay a penny;

Housing provident fund: the unit pays 8% per month for you, you pay 8%

Above... So the math works out... The proportion of social security paid by the unit for you each month should be 21% +9% +2% +0.5% +0.8% +8% = 41.3%

The proportion of social security paid by yourself each month should be 8% +2% +10 bucks +1% +8% = 19% +10 bucks

For the time being, the 10 bucks you paid is not discussed.... The ratio of what the unit pays and what you pay should be 413:190.... This means that if you pay 190 dollars a month for your own social

insurance... then the unit will pay your social security account. Then the organization will put 413 dollars into your account... Every month your social security account on the increase in the money should be 413 + 190 = 603 dollars

So that in the case you do not see, the unit to pay the social security costs are in fact two times more than you, so you pay social security premiums every month when you must ...... >>

Question 7: May I ask a monthly salary of 2,000 yuan, five insurance premiums a month deducted 1,000 yuan is how to deduct? If it is deducted you 1000 that is definitely not right. According to the actual income of 2000 yuan social security contributions total is 600 yuan, the individual about the burden of 200 yuan. Provident fund contributions are 10% of income, the unit individual each bear 5%, is 100 yuan, so the monthly deduction of your 300 yuan is accurate.

Question 8: Is the personal income tax paid according to the amount before deducting five insurance and one pension or after deducting five insurance and one pension? Individual income tax is paid on the amount after deducting five insurance and one pension.

(a) first and you talk about the calculation of personal tax:

taxable amount tax rate quick deductions

0-15003%0

1500-450010%105

4500-900020%555

9000-3500025%1005

35000-5500030%1005

The first is the amount of money to be paid before the deduction of five insurance premiums or after the deduction of five insurance premiums. p> 35000-5500030%2755

55000-8000035%5505

80000 and above 45%13505

Note: this is my direct copy from the excel table, you can copy to 07excel up

Calculation: first of all your Salary income is X, five insurance and one gold **** counted as Y, then you should pay tax base W = X - Y - 3500 (W if negative, that you do not have to pay personal tax; 3500 is the legal tax allowance). Then check the table above to see which line of the range of W, it determines the tax rate a and the number of deductions b. His personal tax Z = w * a - b, his actual salary for the X-Y-Z

Example: a person's monthly salary of 6300, five insurance and gold deduction of 1449 (the formal rate should be 23%), so his base for tax payment W = 6300-1449-3500 = 1351, check the table The tax rate is 3%, the quick deduction is 0, tax Z = 1351 * 3% - 0 = 40.53. His actual salary is 6300-1449-40.53 = 4810.47

(b) the end of the year one-time bonuses calculated as an example:

Assuming that the year-end bonus of 10,000 yuan, first of all, divided by the 12 months to arrive at 833.33, the 833.33 to the table above to find in the 3% tax bracket, then your year-end bonus tax = 10000 * 3% - 0 (accelerated deduction of 0) = 300 yuan.

The difference between the year-end bonus and the salary mainly lies in that it is spread over 12 months, can not be deducted in the biomass 3500, because the biomass can only be deducted once a month, in your monthly salary has been deducted.

Question 9: How to calculate the salary five insurance and one gold? How to deduct money from five insurance and one gold? Five insurance a gold in the main is one of the three insurance a gold: pension insurance, medical insurance insurance, unemployment insurance, housing fund (and industrial injury insurance, maternity insurance due to the proportion of smaller, and individuals do not pay fees, here does not accumulate). The following gold investment insurance network I will tell you about this knowledge. Wage composition generally consists of six major parts of the wage is composed of how exactly? How should each part be calculated? The lawyer answers that "Wages are generally composed of six parts: hourly wages, piece-rate wages, bonuses, allowances and subsidies, overtime and extra-point wages, and wages paid under special circumstances." Hourly wages can be understood as basic wages. The second item on the pay stub is generally piece rate pay, also known as commission pay. In addition, the remaining items of the wage slip include bonuses, allowances, and subsidies, generally full attendance awards, transportation subsidies, and food, lodging, and communication subsidies. One thing that many workers know is that the actual wages they receive must be less than the "total wages" they are entitled to. The difference is partly due to deductions and partly due to tax deductions. "Deduction part, the unit can not be set arbitrarily, must be expressly provided by law." The lawyer emphasized that, in general, the enterprise for employees to pay social insurance for the "five insurance", including pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, the latter two individuals do not have to pay. Therefore, reflected in the paycheck, only the first three by the individual to bear the deduction. Deductions and tax deductions "five insurance and one gold" how to calculate? According to the relevant national laws, the individual contribution standard for pension insurance is 8% of the monthly contribution base, and the full amount is credited to the individual account. As the social security payment base will change every year according to the different average monthly wages of local employees, the amount of personal contributions will also change in the same month or the following month. "While the individual contribution for medical insurance is 2 percent of the base, the upper and lower limits of the base for payment are set in the same way as for pension insurance." The lawyer said. The contribution rate for unemployment insurance is the lowest here, with individual contributions at 1 percent of the base and enterprises paying unemployment insurance premiums at 1.7 percent of the base. Housing Provident Fund of individual contribution standards are more "complex", individuals and units, as each bear 50% of the total amount of provident fund. "The tax deducted from the salary is the personal income tax." The lawyer gave the formula for calculating personal income tax: tax payable = (the month salary income - 3500) × applicable tax rate - quick deductions.