What's the difference between education insurance and social medical insurance?

The main difference between Xue Ping insurance and social medical insurance is that Xue Ping insurance covers a wide range, including accident protection and medical insurance, while social medical insurance has a clear role and only guarantees medical care. I believe everyone is familiar with social medical care. Dad will focus on the knowledge about Xue Ping insurance.

Friends who want to know about Xue Ping's insurance products can also have a look: Xue Ping Insurance Evaluation? |? It is enough for children to buy insurance when they go to school.

First, the advantages and disadvantages of Xue Ping insurance

Second, matters needing attention in purchasing Xue Ping insurance

1, pay attention to the coverage and insurance amount.

It is best to cover these protections when purchasing Xue Ping insurance: accidental death, accidental disability, accidental outpatient/hospitalization, and hospitalization due to illness. Try to choose Xue Ping insurance with high coverage.

2. Pay attention to health notification and renewal conditions.

Traditional Xue Ping insurance focuses on accident protection, and has low requirements for health notification.

Xue Ping insurance, which bears medical responsibility for diseases, generally requires health notification. If there is, check it carefully to avoid unnecessary trouble when claiming in the future.

3. Please note the effective date

In particular, Xue Ping insurance bought at school is mostly group insurance, and such products will have a unified effective date. Before applying for insurance, you can ask a teacher or salesman for a contract, and read the insurance clauses and effective date clearly.

Dad thinks that if you haven't bought any insurance for your children and feel that your children need protection, you can buy a Xue Ping insurance for the transition.