The difference between social insurance and small town insurance

Small town insurance is a comprehensive social insurance system. It is a basic social insurance system that combines social pooling with individual accounts in Shanghai's social security system, including basic social insurance and supplementary social insurance for pension, medical care, unemployment, maternity and work injury. Its basic feature is "five insurances in one", and the basic insurance and supplementary insurance of urban insurance are a whole. 25%+X constitutes the basic elements of urban insurance = urban insurance = urban insurance: Shanghai urban social insurance (referred to as urban insurance) Urban insurance: Shanghai urban social insurance (referred to as urban insurance) Payment difference: (There is no individual payment part in the basic insurance of urban insurance, which is not included in the payment base of urban insurance and urban insurance) My average monthly salary in the previous year (60%-400% of the average salary in the previous year), 60% of last year's average salary, 22.5% of pension (3% is included in personal account), medical care 17%, 12%(0.5% is included in personal account), unemployment 5%, 2% and 2% respectively. Personal pre-tax expenses: up to 6,000 yuan a year. After tax, it is calculated with compound interest, and the interest-free tax ratio is not limited. The base is the average monthly salary of the previous year. Unit: 12.5% for pre-tax payment (the distribution scheme is formulated by the company) Individual: 1 1% for pre-tax payment. Uses: pension, medical care, living allowance for land requisitioners and other special purposes.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.