What is the difference between social insurance and comprehensive insurance?

Comprehensive insurance is a transitional policy, and now it is generally converted into social insurance for urban workers (referred to as urban insurance).

The main differences between the two are:

1, the former has a low payment level and is entirely borne by the unit; The latter has a high level of payment, which is shared by units and individuals;

2. The former generally only includes pension, medical care and work-related injury treatment, while the latter integrates pension, medical care, work-related injury, unemployment and maternity insurance.

3. The former enjoys low treatment while the latter enjoys high treatment. For example, the former does not have the concept of receiving a monthly pension after retirement, but receives an old age allowance in one lump sum; Medical insurance and industrial injury treatment are also much lower in the former than in the latter. The former does not have the relevant treatment of unemployment and maternity insurance.

4. The former is aimed at foreign employees, while the latter is mainly aimed at local household registration personnel. Now in Shanghai, foreign employees have to pay city insurance. )