What is the proportion of medical insurance paid by individuals and companies?

1, the proportion of payment by employers and individuals.

The cost of basic medical insurance for employees shall be paid jointly by the unit and employees. The employer's contribution ratio is 7.5% of the total wages of employees, and the employee's contribution ratio is 2% of my salary income. With the development of economy, the payment ratio of employers and employees can be adjusted accordingly.

2 units and employees' individual payment base

A The employer's total monthly average salary of employees in the previous year is the base of payment, and the average monthly salary of employees in the previous year is the base of monthly payment.

B. If the monthly payment base of units and employees is lower than 60% of the average monthly salary of employees in this Municipality last year, 60% of the average monthly salary of employees in this Municipality shall be the payment base; More than 300% of the average monthly salary of employees in this city is not included in the payment base.

3. The proportion of the basic medical insurance premium paid by the employer included in the personal account.

China Merchants Bank Insurance reminds that the State Council stipulates that the medical insurance premium paid by the employer is divided into two parts, one of which is used to establish a unified fund; Part of it is transferred to personal account. The proportion of individual accounts is generally about 30% of the employer's contribution, and the specific proportion is determined by the overall planning area according to the payment scope of individual accounts and the age of employees.

4 employers and insured workers do not pay or default on the basic medical insurance premium.

Employers and insured employees shall earnestly fulfill their payment obligations. When the medical insurance premium is unpaid or in arrears, the funds in the employee's personal account will stop being transferred. Personal account balance can continue to be used.

Medical insurance inquiry method

1, social security center query

If you don't know your social security account number, you can bring your ID card to the business hall of social insurance agencies in various districts to inquire.

2. Online inspection

Log in to the city's labor security network or social insurance business website, click the "Personal Social Security Information Inquiry" window, and enter my ID card and password (the password is your social security number or the date of birth of your ID card) to inquire about my insurance information.

3. Telephone consultation

Call the labor and social security comprehensive service telephone number "12333" for policy consultation and information inquiry.

4. Touch screen query

If there is a social insurance touch screen inquiry system in the business hall of social insurance agencies in each district, swipe your card or enter the card number or ID number according to the screen prompts for inquiry.

Through the above introduction, we have made it clear that with medical insurance, even if you are hospitalized, you don't have to worry about the cost of treatment.