When Social Security stops paying, is the money in the individual account going to be zeroed out?

Social security stop paying, the money in the personal account will not be zeroed out.

In real life, many people will cut off social insurance for various reasons. Many people are worried that the money inside the personal account will be zeroed out directly after the social security payment is cut off. In fact, this kind of worry is completely superfluous, after the break of social security, social security card in the money will not be zero, but will continue to exist in the card, the back can continue to use. Of course, this is the provisions of the social security department, this provision is also more humane.

Of course, although the money in the account will not be cleared after the social security break, but it will still cause some impact, which is mainly reflected in the following aspects:

First of all, it is the impact of the number of years of contributions. We know that in most cities, once the social security payment is broken, it will affect the calculation of the number of years of contribution, during the period of broken payment, it will not be counted in the number of years of contribution. According to the regulations, the social security must be paid for a minimum period of fifteen years, after retirement can enjoy the pension, if not fifteen years of time, is not able to enjoy the pension.

Secondly, there is the impact on buying a house. In fact, in many areas it is possible to buy a house with a provident fund loan, but when using a provident fund loan, there is a mandatory requirement that there is a record of continuous payment of social security for the last six months. This is also a must-have condition. The most important thing is that if you break the payment in the middle, even if you want to make up the payment, you can't, no matter how long you have paid the social security in the past, it just won't work after you break the payment.

Then there is the issue of children's schooling. If you're a local resident and you've broken your social security contract, it may also affect your children's schooling, because many places have regulations that require children's parents to pay social security contributions for one year in a row.

Finally, it will affect the treatment of medical insurance. In fact, according to the relevant provisions, the period of interruption is not entitled to medical insurance treatment, only after the suspension of insurance within five months to renew the payment of employee medical insurance, you can enjoy the medical insurance treatment.