Under what circumstances can employees not pay social security?

Employees may not pay social security under the following circumstances:

1. Sign labor contracts with retirees.

2. Part-time employees who do not work independently.

3. Hire labor dispatch personnel, and the receiving enterprise will pay the salary.

4. Hire interns to sign internship agreements.

5. Self-outsourcing enterprise business.

6, the employer must apply for social insurance registration, otherwise it will face a fine; Laborers and employers must also participate in social insurance and pay social insurance premiums according to law.

Medical insurance benefits are as follows:

Medical insurance for general diseases:

1. Outpatient expenses cannot be reimbursed.

2. About 80% of hospitalization expenses will be reimbursed, and about 20% will be borne by individuals.

3. Chronic disease outpatient medical insurance: outpatient expenses can be reimbursed, and the reimbursement ratio is the same as above.

4. Hospitalization medical insurance for serious illness: the reimbursement ratio of hospitalization expenses is the same as above. The maximum reimbursement amount is about 200,000 yuan, and 300,000 yuan in some areas.

Other insurance benefits:

1, unemployment insurance benefits: Unemployed persons who have paid unemployment insurance premiums for 1 year, stopped employment due to their own wishes, have registered for unemployment, and have job requirements can receive unemployment insurance benefits; While enjoying other unemployment insurance benefits.

2. Work-related injury insurance benefits: employees who suffer from accidents at work, including motor vehicle accidents on their way to and from work, enjoy medical treatment for work-related injuries; Disabled people enjoy disability treatment.

3. Maternity insurance benefits: the expenses of prenatal examination and production of female employees are reimbursed by social security in proportion; In the same period, the insured husband has a week's accompanying leave, and the holiday salary is paid by social security.

To sum up, insurance has the characteristics of mutual assistance, and social insurance can better reflect the spirit of mutual assistance and cooperation. Because the income gap between individual workers is large, and social security needs to take into account the actual bearing capacity of many groups, it is impossible to expand the gap between them. On the premise of social security, some people with relatively high income levels can choose appropriate commercial insurance to supplement their own protection according to their own economic ability, so as to make their health, pension and accident protection more adequate.

Legal basis:

People's Republic of China (PRC) social insurance law

Chapter I General Principles

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.