Does it matter that the job-hopping social security has been broken for 2 months?

It has a certain impact on personal medical insurance, endowment insurance and unemployment insurance.

The first is the impact of social security contributions on individuals.

1. medical insurance: during the social security payment period, personal medical insurance will be suspended, which means that if medical expenses occur during this period, medical insurance reimbursement may not be available. Even if you pay later, there may be reimbursement restrictions or waiting periods.

2. Old-age insurance: social security payment will affect the accumulated payment period of individuals, and then affect the future pension benefits. Although repayment can be made, the repayment period may not be included in the continuous payment period, which will affect the calculation of pension.

3. Unemployment insurance: During the period of social security payment, individuals will lose the protection of unemployment insurance. If you are unemployed at this time, you will not be able to enjoy unemployment insurance and other benefits.

Second, how to avoid social security payment

1. Know in advance: Know the social security payment of the new unit in advance before job-hopping to ensure that the new unit can continue social security in time.

2. Self-payment: During job-hopping, you can choose to pay social security yourself to maintain the continuity of social security. Please consult the local social security department or relevant institutions for specific operation methods.

3. Negotiation with the original company: Before leaving the company, you can negotiate with the original company to ensure that you can pay the social security of the current month and avoid paying social security.

Third, the provisions of social security payment.

For the social security payment that has already occurred, individuals can make up for it by paying back. The provisions of social security payment may be different in different regions, and the specific payment method, payment amount and payment period need to be consulted with the local social security department. It should be noted that there may be some late fees and interest for paying social security.

To sum up:

The interruption of social security for two months during job-hopping will have a certain impact on personal medical insurance, endowment insurance and unemployment insurance. In order to avoid these influences, individuals should know the social security payment of the new unit in advance, choose to pay social security by themselves or negotiate with the original unit to ensure the continuity of social security as much as possible. For the social security contributions that have already occurred, individuals can make up for them by paying them back, but we should pay attention to the provisions of paying them back and the possible extra expenses.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

People's Republic of China (PRC) social insurance law

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

People's Republic of China (PRC) social insurance law

Article 44 provides that:

Employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.