Xinmi city 20 10 Social Security Payment Standard

What is the standard of enterprise social security payment?

First, the unit payment standard:

1, 12% of personal salary (social security contribution base) goes into the pension pooling account (20% of state-owned enterprises).

2. 8% of personal salary (social security contribution base) goes into the medical pooling account (this ratio will change, and a small part of it used to go into the personal account, but now it seems to be gone).

Second, the individual payment standard:

1, 8% of personal salary (social security contribution base) goes into personal pension account.

2. 2% of personal salary (social security contribution base) goes into medical personal account (this ratio will change).

Three, to enjoy social security must meet two conditions:

1, the "cumulative" payment must be at least 15 years (you can pay more years or pay more). So don't worry about not having time to pay halfway.

2. Must reach retirement age: men are generally 60 years old and women are generally 55 years old; The retirement age of special jobs is different, but there are regulations.

Meet the above two conditions: you can enjoy retirement pension and retirement medical security when you retire.

Calculation method of receiving pension: both the overall account and the personal account are collected at the same time.

Monthly collection standard of the overall account: collect the average salary of the whole province in the previous year (which will change every year)+social security payment base (after the fixed number remains unchanged, divide it by 2 to take the average value and then multiply it by 15% (one year 1%, general year 15%, 20 years).

Personal account: when you retire at the age of 60, your personal account can only receive 139 months (how many months can you receive when you retire). In other words, dividing the money in personal account by 139 months is the money received every month.

Then the pension will receive money every month: the overall account+personal account is the pension (generally, the personal account can receive eleven years or two or more, and after receiving the personal account, it will be gone, and then the overall account will receive it until it dies of old age. )