Can people take out social security money when they die?

Legal analysis: 1. Urban social endowment insurance According to the relevant regulations on the issuance of endowment insurance, if the insured person dies during the payment period, his legal heir can receive 4,000 yuan funeral expenses and 4,000 yuan pension and the balance paid by the individual in his personal account with the insured person's death certificate and endowment insurance manual. 2. Village Social Endowment Insurance As for rural social endowment insurance, according to the Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Endowment Insurance and the Interim Measures for the Management of New Rural Endowment Insurance in Some Provinces, if the insured person dies before the age of 60, the fund balance in his personal account of endowment insurance will be in addition to government subsidies.

Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.