What should I do if I retire at the age of 60 and the social security payment is still two years short?

We can solve the problem by understanding social security policies and regulations, paying social security fees, delaying retirement and consulting professional institutions or lawyers.

I. Understanding social security policies and regulations

First of all, we should deeply understand the national and local social security policies and regulations, and clarify the relevant requirements for social security payment and the conditions for enjoying treatment. This helps to have a clear understanding of their social security situation and provide a basis for subsequent solutions.

Second, pay social security fees.

In view of the fact that social security payment is still two years away, you can choose to pay social security fees. The specific amount and payment method should be determined according to the regulations of the local social security department. After paying social security fees, the integrity of individual social security accounts can be guaranteed, so as to enjoy social security benefits smoothly.

Third, delay retirement.

If personal conditions permit, you can also consider delaying retirement. Delayed retirement can not only continue to work to increase income, but also provide more time for social security contributions, ensuring that the minimum number of years of social security contributions can be reached when you retire.

Fourth, consult professional organizations or lawyers.

When faced with the problem of social security payment, you can seek the help of professional institutions or lawyers. They can provide professional suggestions and solutions according to their personal situation to help individuals solve the social security payment problem smoothly.

To sum up:

When faced with the situation that social security payment is still less than two years when retiring at the age of 60, we can solve it by understanding social security policies and regulations, paying social security fees, delaying retirement, consulting professional institutions or lawyers. These measures help to ensure that individuals can enjoy social security benefits smoothly and ensure stability and happiness after retirement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age insurance monthly if they have paid at the statutory retirement age for fifteen years. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic old-age insurance monthly; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

People's Republic of China (PRC) social insurance law

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.