What is the difference between the first and second levels of medical insurance payment?

The difference between the first file and the second file lies in the different fees paid, the applicable population, the principle of seeking medical treatment and the hospitalization reimbursement treatment enjoyed. Those who pay more will enjoy a higher reimbursement rate. 1. The contribution ratio is different: 1, the contribution ratio of primary medical insurance is 8.2%, and that of secondary medical insurance is 0.8%. Second, the applicable population is different. 1, the first file of medical insurance is generally purchased by listed companies of well-known large companies; 2. The second medical insurance is generally paid by the company. Third, the principle of seeking medical treatment is different. 1, the first-level insured can go to any designated medical institution in the city for medical treatment and hospitalization. The secondary insured can only go to the bound community health center for medical treatment. Fourth, the proportion of reimbursement enjoyed by inpatients with different contributions is also high. 5. The admission time requirements are different 1. The first-level insured person has been insured continuously for one year. 2. Class II insured has no specific time requirement. First, the basic medical insurance system The basic medical insurance system is an important part of the social security system, and it is a social insurance system in which the government, employers and employees participate together. 2.202 1 what is the reimbursement rate of rural cooperative medical care? 1, outpatient reimbursement (1) 60% reimbursement for visits to village clinics and village center clinics, prescription drug fee limit for each visit 10 yuan, prescription drug fee limit for temporary rehydration for doctors in health centers 50 yuan. (2) Reimbursement for medical treatment in town health centers is 40%. The limit of examination fee and operation fee for each visit is 50 yuan, and the limit of prescription drug fee is 100 yuan. (3) The reimbursement for medical treatment in secondary hospitals is 30%, and the limit of each examination fee and operation fee is 50 yuan, and the limit of prescription drug fee is 200 yuan. (4) 20% reimbursement for medical treatment in tertiary hospitals, with the limit of each examination fee and operation fee in 50 yuan and the limit of prescription drug fee in 200 yuan. (5) The prescription attached to the invoice of traditional Chinese medicine is limited to 1 yuan. (6) The annual compensation limit for rural cooperative medical clinics is 5,000 yuan. 2. Compensation for serious illness. In-patients who participate in cooperative medical care, if the medical expenses exceed 5,000 yuan once or within one year, they should be compensated by stages, that is, 500 1- 10000 yuan is 65%, and10001-/8000 yuan is 70%. 3. Proportion of reimbursement for hospitalization compensation: 60% for reimbursement in town hospitals; 40% reimbursement for secondary hospitals; Third-level hospitals are reimbursed 30%. Three. Online payment of rural cooperative medical system 202 1 steps 1. Call social security 12333 to inquire about local online payment channels, such as WeChat official account or APP. 2. Register a personal account in the online payment channel and log in to the system. 3. Select the village in "Participation Management", inquire about personal information, and make online payment directly after confirming that the information is correct.