How much pension can 80,000 yuan 15 contribution index get?

Flexible employees paid a total of 80,000 yuan, and the personal account balance was only 30,000 yuan. How much is the pension? Freelancers participate in endowment insurance according to the minimum payment period 15 years. I paid more than 80 thousand in total, but in the process of retirement, I realized that there were only more than 30 thousand in my personal account. In that case, how much will it cost to finally enjoy the pension? There is no doubt that the down payment is based on 80,000 yuan, which is not a very high level. It is very likely that people will choose 60% insurance payment, starting from the minimum payment period 15 years, so that is the final level.

Naturally, if you retire in recent years, such as this year, in other words, the minimum payment period in the coming year is 15, and you are insured according to the minimum payment index of 60%, the pension level in most cities is 1000 yuan. Even in some areas, it is within 1000 yuan, and it is possible to be above 900 yuan, so this is the original pension we can get. Obviously, this is not a very high standard, because compared with the retirement pension at the current price level of 1000 yuan, most of them cannot guarantee our own retirement life, and many people and cities are very unable to maintain it.

So if your personal social security payment period is 15 years. However, before they reach the retirement age stipulated by law, they should be re-insured on the premise of 15, so as to extend their total payment period and obtain a higher retirement pension. In that case, if you have reached the retirement age stipulated by law, there is no need to worry about this at this time. Retirement as soon as possible is a more favorable choice for yourself. In the process of enjoying the pension, the retirement age range is a crucial basis, because even if you retire one year earlier, you can still experience the pension for another year. Even if you only get 1000 a month, at least I suggest you get more 1000.

In that case, everyone's retirement benefits can also be appropriately improved. The principle of social endowment insurance originally belongs to overpayment and overpayment for a long time. Naturally, if you have reached the retirement age stipulated by law, this time is meaningless. You can retire as soon as possible. Although the original pension is only about 65,438+0,000 yuan, the pension salary can be increased from the second year after retirement.