Job Recruitment Website - Social security inquiry - Can I pay social security at the age of 44?

Can I pay social security at the age of 44?

Yes, you can. According to the principle of "pay more, get more", you can pay, but you can only get the basic pension. If you reach the statutory retirement age and the pension insurance payment period is less than 15 years, you can continue to pay to 15 years. If the old-age insurance has been paid, the termination age of the paid old-age insurance will be 15 years. For example, you need to be 65 years old to pay 15 years, so you can't pay old-age insurance after 65 years old, and you need to be 68 years old to pay 15 years, so you won't continue to pay old-age insurance after 68 years old.

Social security is the general name of social insurance, including endowment insurance, medical insurance, unemployment insurance, maternity insurance, work injury insurance and so on. Different types of social insurance have different requirements for participation. Generally speaking, the starting age for participating in social security is 16 years old or above. Because according to the provisions of the labor law, the legal working age in China is 16 years old, and according to the definition of the labor law, people under 16 years old are called minors. Anyone who uses minors under the age of 16 violates the labor law and does not meet the conditions for signing a labor contract. Only those who have reached the age of 16 and above are legally employed.

China's social insurance, especially the five risks in employee social security, is linked to the labor law and the labor contract law. In the social insurance law, although there is no age limit for paying social security, only people over the age of 16 belong to the legal labor force. Theoretically, employers need to pay social insurance for employees as long as they have formed a labor relationship with them. The main criterion for the formation of labor relations is to sign a written labor contract. To sign a labor contract, the employee must be over 16 years old, so in this sense, the minimum age for employees to pay social security in China is 16 years old.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.