How to use medical insurance card to buy medicine across provinces?

The purchase methods of medical insurance cards across provinces are as follows:

1. If some provinces and cities co-ordinate the purchase of drugs in different places, they can directly use the medical insurance card to purchase drugs in different places.

2. At present, it has not been realized to buy medicines in pharmacies across provinces and cities, and it is impossible to buy medicines directly in many places. The medical insurance card can be used for direct settlement, which is limited to the hospitalization expenses incurred by designated medical institutions connected to other provinces and cities. Even the outpatient department of the hospital can't use the medical insurance card, and the pharmacy can't realize it.

The role of medical insurance card:

Outpatients pay by credit card, pharmacies buy medicines, patients show their medical insurance cards when they are hospitalized, and hospitalization expenses are automatically charged.

The insured person can show his social security card when registering for medical treatment. If the medical expenses are within the scope of medical insurance, they will be directly deducted from the card, and the funds will be injected into the insured person's card every year according to the different payment amount (generally about 500 yuan RMB for one year). When the balance in the insured's card is deducted, it will enter the self-payment part. At this time, he will have to pay his own medical expenses.

To sum up, if you go to a different place for medical treatment in advance, you can swipe your card to buy medicine at a different pharmacy in the province, but only if you swipe your card at a designated medical insurance pharmacy. If the user has not filed for the record, it is impossible to swipe the card with the medical insurance card.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.