What is the reason why the medical insurance card can't be swiped?

Legal analysis: reason 1: the balance in the social security payment bank account is insufficient or the funds are not deposited in the account in time. If the balance in the payment account is insufficient or the funds are not deposited in the account in time, and the medical insurance premium cannot be withheld in full and on time, the medical insurance benefits will be interrupted from the next month, which will affect the normal credit card settlement of the social security card. In order not to affect the medical insurance benefits, all employers and flexible employees are required to deposit the funds in full into the social security payment account within the specified time. Reason 2: While waiting for medical insurance benefits.

Medical insurance benefits cannot be settled in real time during the waiting period, and medical expenses incurred during the waiting period cannot be reimbursed. Reason 3: The information in the social security card is not updated in time. After the transfer of medical insurance relationship, the social security card was not replaced in time, which led to the failure to update the information in the card in time and affected its normal credit card settlement function. The insured must go through the relevant formalities at the social security card center first. Reason 4: The one-time payment procedure for retirement medical insurance was not handled in time.

Legal basis: Article 28 of the Social Insurance Law of People's Republic of China (PRC) conforms to the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue medical expenses, and shall be paid by the basic medical insurance fund according to state regulations.

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The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.