The difference between company social security and individual social security

Legal analysis: difference 1: the number of types of insurance paid is different. The company pays five types of insurance, including pension, medical care, unemployment, work injury and maternity, and individuals pay three types of insurance. The other two items only require the company to pay, not the individual.

Difference 2: different payment ratios: social security is based on a base and then paid in different proportions. The proportion of unit contributions is relatively high, and the proportion of individual contributions is relatively low. For example, the base number is 1000, and the pension insurance unit pays 18%, which is 180, and the individual only needs to pay 8%, which is 80.

Difference 3: The purpose is different. The part paid by enterprises is used for social security fund co-ordination, which is basically distributed to people who need it now. If it is old-age insurance, the money paid by the unit will be sent to social security for the retirement of people who are now retired.

The personal part is in your own account, and there will be interest. For example, the medical insurance part paid by individuals is stored in the personal medical insurance card for outpatient drug purchase and other consumption.

Different types of insurance;

The payment amount is different;

Insurance in different places;

Different pension benefits

Different in nature, enterprise social security belongs to employee insurance, and personal social security belongs to urban and rural residents insurance;

Different payment bases;

Different payment amounts, pension, medical care and unemployment insurance are shared by units and individuals, while maternity insurance and work-related injury insurance are only paid by units;

The place of payment is different.

The difference between enterprises paying social security and individuals paying social security is as follows:

1, the properties are different.

2. The payment base is different.

3. Different payment amounts. Pension, medical care and unemployment insurance are shared by units and individuals, while maternity insurance and industrial injury insurance are only paid by units.

4. The place of payment is different.

Legal basis: Article 4 of the Social Insurance Law of People's Republic of China (PRC) * * * Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.