Can I retire without paying social security?

If you pay social security, you can retire without paying medical insurance.

If you don't pay medical insurance, you won't enjoy the corresponding medical insurance benefits, which is not in conflict with retirement procedures. The general parties can apply for retirement as long as they meet the conditions that men are over 60 years old, women are over 50 years old, and their continuous service is over 10 years.

Retirement process of medical insurance:

1. Retirement: First, retirement according to local regulations;

2. Handling medical insurance transfer procedures: Before retirement, you need to transfer the medical insurance relationship of your original work place to your retirement place or household registration place to enjoy local medical insurance benefits. Specific transfer procedures need to consult the local medical insurance management department;

3. Pay medical insurance premium: After retirement, you need to pay medical insurance premium according to local regulations to enjoy medical insurance benefits. Specific payment standards and methods need to consult the local medical insurance management department;

4. Apply for a medical insurance card: A medical insurance card is a voucher for enjoying medical insurance benefits, and retirees need to apply for a medical insurance card. Specific procedures and requirements need to consult the local medical insurance management department;

5. Use medical insurance card when seeking medical treatment: retirees need to show their medical insurance card when seeking medical treatment to enjoy medical insurance benefits. The medical insurance card can be used for hospital outpatient and inpatient settlement, and the reimbursement ratio and limit are determined according to the local medical insurance policy.

Criteria for applying for pension:

1, age standard: men are generally 60 years old, and women are generally 50 years old and above. The specific standard depends on local policies;

2. Time standard for paying social security: Generally speaking, it is required to pay social security 15 years or more, and the specific standard also depends on local policies;

3. Retirement procedures: After reaching the age and social security payment time standards, you need to submit a retirement application to the local social security department, and provide identity certificates, social security cards, labor contracts, payrolls and other related materials;

4. Pension calculation and payment standard: The pension calculation and payment standard is generally calculated according to the social insurance premium paid and the payment time, and the specific calculation formula and standard are determined according to local policies.

To sum up, different regions and different medical insurance policies may have different requirements for retirement medical insurance materials, and you need to consult the local medical insurance or social security department or the personnel department of the retirement unit for specific conditions.

Legal basis:

Article 27 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Article 30

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.