What's the difference between social security and medical insurance in Beijing?

1, enjoy differential treatment. 2. The basic old-age insurance for urban workers is to protect urban employment groups. However, the new rural endowment insurance protects rural residents. 3. Different financing structures. The fundraiser of the basic old-age insurance for urban workers is the employer. Although individuals have to pay fees, the main part is paid by employers. The main investor of the new rural endowment insurance is the government.

With the massive issuance and application of social security cards and medical insurance cards, many people have some wrong understandings of them in the process of using them. In fact, social security card and medical insurance card are very different in concept, content and function. Therefore, only by understanding their functions can we give full play to their functions. So in order to make it easier for you to understand, I will introduce you to the difference between Beijing social security and medical insurance.

First, the difference between social security and medical insurance in Beijing

Social security card and medical insurance card are not the same thing, there are some differences between them:

1, different concepts.

Social security card is a social security card, which is an integrated circuit card issued by human resources and social security departments all over the country and used in various business fields of human resources and social security. Medical insurance card is a special card for personal account of medical insurance, which takes personal ID card as the identification code and stores detailed information such as personal ID card number, name, gender, payment and account capital consumption.

2. Different functions

Social security card not only has the function of medical insurance card, but also is an important voucher for handling various social security businesses, such as receiving unemployment benefits. However, the medical insurance card is limited to the medical insurance function and can only be used to enjoy medical insurance benefits.

3. Different card issuing departments

The medical insurance card is undertaken by the local designated agent bank, and the social security card is issued to the society by the local human resources and social security department.

4. The safety performance is different.

The social security card has strict key management system and approval, and the safety factor is high; However, the medical insurance card does not have such a management system, and the safety factor is low.

Second, is social security medical insurance?

Social security is the abbreviation of social insurance, and the main items of social security include old-age social insurance, medical social insurance, unemployment insurance, industrial injury insurance, maternity insurance and so on. That is, the "five risks" in the "five insurances and one gold" that we often say. Of course, when medical insurance and maternity insurance are merged, "five insurances" will become "four insurances".

Medical insurance is the abbreviation of medical insurance, which is social insurance provided by society or enterprises with necessary medical services or material help when employees are sick, injured or give birth. The medical expenses of employees are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste.

Article 23 of the Social Insurance Law, employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Third, can medical insurance cards be used in different places?

Medical insurance cards are generally not allowed to be used in different places. It should be noted that medical treatment in different places requires relevant procedures, and medical expenses are paid by individuals first. Meet the conditions for reimbursement, with medical records, discharge summary, medical records of employees, detailed list of expenses, medical expenses settlement documents, etc. in accordance with the provisions of the local reimbursement.

The above is my introduction to the difference between social security and medical insurance in Beijing. Social security is not medical insurance, and the main items of social security include old-age social insurance. That is, the "five insurances" in the "five insurances and one gold" that we often say, and medical insurance is social insurance that society or enterprises provide medical services or material help to employees in cases of illness. I believe that by reading this article, everyone should clearly understand the difference between the two and how to use them correctly.