Guangdong Province Pension 2023 latest standard

Guangdong Province pension 2023 latest standards are as follows:

1, the basic pension: Guangdong Province, the basic pension standard for employees' pension insurance is 2133 yuan / month, individual contributions to the number of years and the contribution base and other factors affect the amount of pension, the specific calculations can be consulted with the local social security institutions;

2, enterprise annuity: Guangdong Province, the implementation of the enterprise annuity system, the enterprise can pay the enterprise annuity for the The employees can pay the enterprise annuity, the employees to the retirement age can receive pension. The specific standard and calculation of enterprise annuity is related to the specific design of the enterprise annuity plan, so different enterprise annuity plans may have different pension standards.

The conditions for individual account pension contributions are as follows:

1. Age conditions: Individual account pension contributions are made to active employees between the ages of 16 and 60, with a retirement age of 60 for men and 50 for women (except for those in special occupations);

2. Participation status: Individual account pension contributions are made to active employees and flexible employment The contribution base of individual account pension is stipulated by the local government and remains stable during the contribution period, which is generally the contribution base for participating in the basic pension insurance for local urban workers;

4. Contribution period: The contribution period for individual account pension is 15 years and above, but the specific contribution period is subject to the local government's approval. contribution period depends on the local policy.

In summary, the conditions for individual account pension contributions may vary from region to region, so it is recommended to carefully understand the local policy regulations before making contributions. In addition, for freelancers and non-working employees, they can choose the pension protection method that suits them according to their personal situation.

Legal basis:

Article 12 of the Social Insurance Law of the People's Republic of China

The employer shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of the employees of the employer as stipulated by the State and credited to the Basic Pension Insurance Coordination Fund. Employees shall pay basic pension insurance premiums in the proportion of their own wages as prescribed by the State and credit them to their individual accounts.

Article 15

The basic pension consists of the coordinated pension and the individual account pension. The basic pension is determined on the basis of the individual's accumulated years of contribution, the contribution wage, the average wage of local workers, the amount of the individual account, and the average life expectancy of the urban population.