How long does it take to have a baby after paying the five insurances?

Maternity insurance usually stipulates that those who have paid for one year and are still paying at the time of childbirth can enjoy the relevant treatment of maternity insurance. However, maternity insurance policies vary from place to place, from 10 months to 6 months or even lower. It is recommended to consult the local social security center for confirmation.

1, the payment period of maternity insurance generally refers to the month from enrollment to delivery, and it is possible to enjoy maternity insurance benefits only when the specified payment period is reached. Including during pregnancy.

2. Generally, female workers can take 208 days maternity leave by caesarean section. Female employees can enjoy 98 days of maternity leave after giving birth, and can take a vacation before giving birth 15 days. If they have one more child, they can add 15 days of maternity leave.

3. Maternity insurance is the life guarantee and material help provided by the state to professional women who stop working during childbirth. The object of enjoying maternity insurance is mainly female employees, but eligible male employees can also apply for a one-time maternity allowance. Maternity insurance mainly includes maternity allowance and maternity medical care.

First, maternity insurance benefits include maternity medical expenses and maternity allowance. Maternity medical expenses include the following contents:

1, maternity medical expenses;

2. Family planning medical expenses;

3. Other project expenses stipulated by laws and regulations.

Two, employees in any of the following circumstances, can enjoy maternity allowance in accordance with state regulations:

1, female employees enjoy maternity leave;

2. Enjoy family planning operation leave;

3. Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.

Legal basis:

Article 54 of the Social Insurance Law stipulates that if the employer has paid maternity insurance premiums, its employees will enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.