Does social security include medical insurance?

Social security includes medical insurance. Social security is the full name of a series of social insurance. Social security consists of five parts: social endowment insurance, social medical insurance, social work injury insurance, social maternity insurance and social unemployment insurance.

The differences between social security and medical insurance are as follows:

1, social security is the abbreviation of social financial insurance, and the primary items of social security include pension social financial insurance, medical social financial insurance, unemployment insurance, industrial injury financial insurance and maternity financial insurance. That is, the "five risks" in "five insurances and one gold". Of course, with the merger of medical insurance and maternity insurance, "five insurances" will become "four insurances";

2. Medical insurance is the abbreviation of medical financial insurance. It is social and financial insurance that society or enterprises provide necessary medical work or material help when employees are sick, injured or have children. The medical expenses of employees are shared by the state, units and individuals to reduce the burden on enterprises and prevent negligence.

To sum up, social security card is more important than medical insurance card. I can go to the hospital with my social security card to pay the bill directly, or I can reimburse my medical expenses with my social security card. But you need to go to a specific medical, financial and insurance institution. Some hospitals can't directly reimburse with social security cards. The general detailed reimbursement share is still about which items patients need to reimburse. Some can be reimbursed directly, and some can't, depending on the situation.

The difference between social security card and medical insurance card is as follows:

1, with different concepts. Social security card, namely social security card, is an IC card issued by human resources and social security departments in various places to handle various affairs of human resources and social security. Medical insurance card is a special card for personal account of medical financial insurance, which uses personal ID card as identification code and stores detailed information such as personal ID card number, name, gender, payment and account capital consumption.

2. Different functions. Social security card not only has the function of medical insurance card, but also is an important voucher for handling various social security affairs, such as receiving unemployment benefits. The medical insurance card is limited to the medical insurance function, which can only be used to enjoy medical insurance benefits and cannot be reimbursed;

3. Card issuers are different. The medical insurance card shall be borne by the local designated agent bank. It is a multifunctional debit card for banks. After the insured unit pays the fee, the local medical financial insurance operation department will entrust the personal account funds to the bank at the end of the month and transfer them to the personal medical insurance card of the insured employees. Social security cards are issued to the society by local human resources and social security departments;

4. Different security functions. The social security card has a strict key processing system and approval, and the safety factor is high. The medical insurance card has no such processing system, so the safety factor is low.

Legal basis: Article 11 of the Administrative Measures of the People's Republic of China on Social Security Cards.

The third-party organization that undertakes the production of social security cards selected by the card-issuing area shall have a safe production environment that meets the requirements of Ministry of Human Resources and Social Security, have strict safety management measures in the process of data storage, transmission and use and card transportation, and can ensure the safety of social security card data and keys.

Article 12

For initial business card printing and replacement of card suppliers and products, test cards must be made in a formal business card printing environment, and can be formally made and distributed only after passing the standard compliance audit, safety audit and cross-regional universality test organized by the Office of Ministry of Human Resources and Social Security Informatization Leading Group.

Article 13

Card-issuing areas should formulate a scientific and reasonable distribution process in accordance with the principle of convenience for cardholders, so as to facilitate cardholders to issue social security cards.