Can the old-age insurance for employees in Gaotang County in Liaocheng, Shandong Province be paid off?

The minimum payment period of endowment insurance is 180 months, that is, 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed. Medical insurance needs to be paid for at least 20/25 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as the renewal premium is normal). The current retirement age is 60 for men and 55 for women. Of course, under special circumstances such as engaging in high-risk work and losing the ability to work, you can apply for early retirement and receive pension benefits.

Therefore, the parties can choose to make up or not, as long as the minimum payment is 15 years.

Personal nominal payment needs to apply to the social security bureau where the account is located. Procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form and so on. And can only apply for pension and medical insurance.

How much to pay is calculated according to the local social wage of the previous year, which is different every year.

For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.

Interruption of payment seriously affects the vital interests of those who interrupt payment. After stopping payment and receiving unemployment insurance benefits, individuals or other flexible employees should go through the basic old-age insurance continuation procedures as soon as possible.

The influence of the interruption of endowment insurance;

First, the basic pension was reduced. Because, every year the payment period increases, the proportion of basic pension will increase 100 points If the payment is interrupted, the payment period will stop at the level before the interruption, and the proportion of basic pension will not be improved, which will affect retirement benefits.

The second is to reduce the average payment index. Because there is no payment during the interruption period, the index is zero, which reduces the average level and average payment index of the whole payment, resulting in a decline in treatment.

The third is to reduce the personal account pension. If you don't pay it, it will not be included in your personal account. Without enough accumulation, it is difficult to improve the pension level of your personal account.