Job Recruitment Website - Social security inquiry - Can minimally invasive surgery reimburse medical insurance?
Can minimally invasive surgery reimburse medical insurance?
1. Compared with traditional surgery, minimally invasive surgery has the advantages of less trauma, shorter recovery time and lower risk of postoperative complications, which can obviously improve the quality of life of patients;
2. The medical equipment and technology required for minimally invasive surgery are relatively advanced, and medical institutions need to invest more funds, manpower and material resources, and the medical insurance department will increase its reimbursement ratio accordingly;
3. The national medical insurance policy encourages the promotion of minimally invasive surgery to reduce medical expenses, improve medical efficiency and promote the health of the whole people.
Medical insurance reimbursement conditions:
1. Confirm the insured status: before seeking medical treatment, you need to confirm that you have participated in local medical insurance, which can be confirmed by means of social security card and medical insurance certificate;
2. Medical category: Medical insurance generally only reimburses therapeutic medical behaviors, such as outpatient service, hospitalization, surgery and examination. Some cosmetic medical behaviors, such as dental beauty and plastic surgery, are usually not covered by medical insurance reimbursement;
3. Medical expenses: Medical insurance will only reimburse medical expenses that meet the requirements, such as medical expenses, medicine expenses, examination expenses, operation expenses, etc. Personal expenses, medical insurance will not be reimbursed;
4. Hospital qualification: Medical insurance will only reimburse the medical expenses of legally operated medical institutions, such as public hospitals and qualified private hospitals. Medical insurance will not be reimbursed for illegal medical institutions or clinics.
To sum up, the medical insurance policies in different regions are slightly different, and the specific reimbursement ratio needs to be subject to the provisions of the local medical insurance department.
Legal basis:
Article 28 of People's Republic of China (PRC) Social Insurance Law
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
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