Do individuals who have no work units pay social security in one lump sum, or do they have to pay it year by year?

Of course, whether this person's social security can be paid in one lump sum depends entirely on whether you participate in endowment insurance or resident endowment insurance. If it is endowment insurance, they all participate in endowment insurance in a flexible way, so they can't pay the prescribed number of years in one lump sum before retirement age. If you say that you have not reached the minimum payment period before retirement age 15 years, then you can only choose to extend the retirement age. Because the purpose of extending the retirement age is to pay gradually, if your accumulated payment period reaches 15 years or more, you can retire normally and enjoy the pension salary.

When you choose to participate in endowment insurance, whether it is endowment insurance or resident endowment insurance, you can only choose one of them to pay social security contributions, but not both social endowment insurance. Because even if you both participate in social endowment insurance, for example, you can only enjoy one pension salary, which is of no practical significance to yourself.

In the process of choosing to participate in endowment insurance, we need to know our own problems. After all, you can't pay it all at once, so it is more appropriate for everyone to pay social security according to the retirement age of 15. For example, men who pay social security before the age of 45 are more suitable female friends. In other words, it is no problem to pay social security before the age of 40.

Endowment insurance is not suitable for one-time payment, but can only be paid gradually. Although the standard of endowment insurance has basically not changed every year, it needs to be integrated into the growing trend of economic development and new assets need to be introduced constantly. However, in order to ensure that these older insured persons can receive the old-age insurance, the residents' old-age insurance has been made clear, and those who pay less than 15 years can pay in one lump sum, but this payment does not mean that the old-age insurance can be paid off in one lump sum, but there are certain constraints. One-time payment, do not enjoy government subsidies, and personal accounts have no interest payments, which may affect future personal pension benefits.

Generally speaking, people who don't have a work unit, whether applying for old-age insurance or residents' old-age insurance, whether applying for employee medical insurance or urban and rural residents' medical commercial insurance, can't pay in one lump sum, and can only pay monthly or gradually. According to the gradual payment, the cumulative payment period must reach at least 15 years and reach the statutory retirement age stipulated by law, in order to enjoy the corresponding social insurance benefits in accordance with the relevant provisions of the Social Security Law.