What if I have no money to pay social security after five years? Can I refund the money I paid before?

The part paid by individuals every month belongs to their own accounts, and the part paid by units belongs to the overall account. The money in the individual account can be returned, and the money in the overall account belongs to the state.

Each insured person has his own life-long record social security account. Once established, it will remain unchanged for life. No matter what happens, the personal account will record the rights and interests of the insured. Therefore, in fact, the purpose of each of us paying endowment insurance is to receive a monthly pension after retirement, so every penny we pay will play a role when you retire and will never be paid in vain. Moreover, the endowment insurance is calculated cumulatively, even if it is paid intermittently, it doesn't matter, and it can be used as before, so paying social security will not affect the normal collection of pensions.

Social security card has financial function, which is the electronic certificate for cardholders to enjoy social security rights and public employment services. It has not only the basic function of social security service, but also the function of banking service. It can provide payment and settlement means for the insured to pay card fees, receive benefits, settle fees, transfer money from different places and withdraw cash consumption, and promote the realization of the goal of "one card with multiple uses and universal use". So you can withdraw money.