What does it mean that the balance of medical insurance account is 0?

The reason why the balance of medical insurance card is 0

1. The medical insurance institution hasn't arrived yet: If the social security payer just got the medical insurance card soon, he will see zero when checking the balance, which may be that the medical insurance institution hasn't arrived yet, so just wait patiently;

2. Error in checking method: There are generally two accounts in the social security card, one of which is a bank card account, and these two accounts cannot be used together. So if you use ATM to check the balance of medical insurance account, you will find that there is a balance in the bank card account. If the user has not activated the bank card account in the social security card before, the result is 0;

3. Flexible personnel payment: Flexible personnel pay in the social security window. If the fee paid is the lowest, that person's account will not be opened and the balance will be displayed as zero;

4. Residents' medical insurance payment: If the user purchases medical insurance for urban and rural residents, then there is no personal account for medical insurance, so the account balance will be displayed as zero.

Inquiry method of medical insurance account balance

1, medical insurance card inquiry: users will get a medical insurance card after paying medical insurance, and they can directly log in to the mobile banking account of the medical insurance card to inquire the account balance;

2. Third-party platform query: users can query on the third-party platform, first find the life service page in the platform, and then enter the social security query page to find relevant information;

3. Telephone number inquiry: the user dials the social security consultation service telephone and gradually inquires the balance of the medical insurance account according to the voice prompt;

4. official website Inquiry: Users can log in to Social Security official website and find personal account inquiry to view personal account information;

5. Offline inquiry: Usually, users can inquire after swiping their medical insurance cards in pharmacies or hospital outpatient clinics.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.