What's the use of paying hundreds of dollars of social security every month? Why is there only 50 in the medical insurance card every month?

What's the use of paying hundreds of dollars of social security every month? Why is there only 50 in the medical insurance card every month? The medical insurance passbook only returns the individual contributions of medical insurance, so it is only a few tens of yuan, and the minimum personal contributions of social security are more than 200 yuan per month, including the five insurances of pension, unemployment, work injury and maternity medical care. As the name implies, it is the national compulsory insurance that co-ordinates and helps each other in the above five situations. I won't go into details. If you have any detailed questions, please tell me where you are from.

Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection.

Insurance is generally undertaken by * * *, and is enforced and managed by economic, administrative and legal means. The social medical insurance in China consists of three levels: basic medical insurance and large medical assistance, enterprise supplementary medical insurance and individual supplementary medical insurance.

Pay social security in 700 yuan every month. How much is the medical insurance card returned every month? The calculation method of medical insurance is as follows:

Payment base × 2%-3 = money returned every month.

Endowment insurance: unit payment: 20% individual payment: 8%;

Unemployment insurance: unit contribution: 1% individual contribution: 0.2%;

Work-related injury insurance: unit payment: 1% individuals will not bear it;

Maternity insurance: the unit pays 0.8%, and the individual does not bear it;

Medical insurance: unit contribution 10% individual contribution: 2%+3 yuan.

What's the use of social security without a medical insurance card? The main contents of social security:

Old-age insurance: Old-age insurance is a social insurance system that workers get certain economic compensation, material help and services from the society after reaching the statutory retirement age;

Medical insurance: social insurance private hospitals will be included in the scope of medical insurance. Recently, Li Jinghu, deputy secretary-general of China Medical Insurance Research Association and deputy director of the National Ministry of Human Resources and Social Security Social Security Research Institute, said that private medical institutions are treated equally and included in the designated scope of basic medical insurance according to certain conditions. The basic medical insurance system for urban employees is a social insurance system based on the affordability of finance, enterprises and individuals to ensure the basic medical needs of employees.

Industrial injury insurance: Industrial injury insurance is also called occupational injury insurance. After a worker suffers from accidental injuries due to work or occupational diseases due to exposure to occupational hazards such as dust, radiation and toxic substances, the state and society shall provide necessary material assistance to the disabled and relatives of the deceased;

Unemployment insurance: unemployment insurance is a system enforced by the state through legislation, and funds are set up by the society to provide material assistance to workers who temporarily suspend their livelihood because of unemployment;

Maternity insurance: Maternity insurance is based on the physiological characteristics of reproductive behavior. When working women temporarily stop working and lose their normal income due to childbirth, the state or society provides them with material help. Maternity insurance benefits include maternity allowance and maternity medical services.

Is there any money left in the social security card of the low-income households every month? What's the use? The function of social security card

(1) The social medical insurance card is used to record information related to residents' social security. Identify the cardholder's personal employment status, record the cardholder's social insurance account information, payment, professional skills, employment experience, work-related injuries, occupational diseases, degree of disability, etc.

(2) The social medical insurance card is used to record the basic information such as the name, ID number, date of birth, gender, nationality and household registration of the insured, and the cardholder's name, gender, citizenship number and other basic information on the card surface for inspection.

(three) social medical insurance card can be used to query the payment of pension insurance, unemployment insurance, medical insurance, work injury insurance and maternity insurance. Query the accumulated amount of endowment insurance and medical insurance.

(four) the cardholder can take the card to the designated hospital for medical treatment, to the designated pharmacy for medical insurance, and to settle the personal account for medical insurance. It is worth noting that the social medical insurance card of the insured residents can be swiped on the POS machine with the password, but it is not allowed to withdraw cash or transfer money.

(5) If the insured is unemployed, he can go through the formalities of job registration and unemployment registration with the relevant departments, apply for unemployment insurance money and apply for employment training;

(6) The insured can handle social security affairs such as medical treatment, unemployment, pension, work injury and maternity, and receive social security affairs such as pension.

(seven) the insured individual can also apply for labor ability appraisal with the card and enjoy the treatment of work-related injury insurance.

(8) Cardholders can also use social medical insurance cards to inquire about relevant information online.

I would like to ask how much is the social security and medical insurance card of 650 yuan medical insurance card per month? Medical expenses are apportioned according to age, with 2% of the total payment for those under 35, 2.2% for those aged 35-45 and 3% for those over 45.

Why is the medical insurance card only a few hundred dollars a year? There are two kinds of medical insurance cards, one is urban workers' medical care and the other is non-urban household registration medical care. There are personal accounts for urban workers' medical care, and a small part can be used for outpatient medicine. When it is used up, there is no money in the account. Non-urban household medical care is an overall account for hospitalization. Whether there is money in the card or not, it can be reimbursed according to the local social security ratio.

What percentage of the money in the medical insurance card is returned to the card every month? The amount returned to the medical insurance card every month is as follows:

1. On-the-job employees are based on their own payment wages, and those under 45 years old are included in the proportion of 3.5%; Those over 45 years old are included in 4.2%.

2, retirees to my pension last month (in the medical insurance account of new retirees, according to the first month of retirement pension plan hair) as the base, according to the proportion of 5% plan hair.

3, flexible employment retirees after reaching the prescribed payment period, enjoy personal accounts.

4, enjoy the civil service Medicaid insured, according to the basic medical insurance personal account base of 2.5% and then included in the personal account.

What is the use of social security and medical insurance paid by the company every month? Social security includes: endowment insurance, medical insurance, maternity allowance, unemployment allowance and work injury. Medical insurance is included in social security.

Two: social security is insurance. Unable to extract. It can only be used when you are sick and get a pension after retirement. Although social security cannot be refunded, it can be transferred. You can transfer your account or work place. Of course, it is extracted under special circumstances, but only the personal part can be extracted, not the company part. The specific situation is that the insured goes abroad to settle down; Turn into a civil servant; Or other circumstances and so on.

Third, the role of social security:

Pension: cumulative payment 15 years. When you retire, you can enjoy a pension.

Medical treatment: continuous payment meets the local medical insurance reimbursement standard, and hospitalization can be reimbursed. When you retire, you can enjoy lifelong medical insurance after retirement by paying a certain number of years of medical insurance.

Unemployment: continuous payment 1 year. If you leave your job due to company reasons or your contract expires, you can enjoy unemployment relief.

Work-related injuries: In case of work-related injuries during working hours, you can enjoy the corresponding work-related injury reimbursement treatment.

Maternity: the continuous payment time meets the local time requirements, and family planning can enjoy maternity reimbursement and maternity leave allowance.

Pay your own social security card. Do you pay every month? The main functions of social security card:

Personal social security related information records, electronic certificates and information inquiries.

Record the insured's name, ID number, date of birth, gender, nationality, residence and other basic information;

Inquire about my pension, unemployment, medical care, work injury and maternity insurance payment;

You can take the card to the hospital to see a doctor, settle the medical insurance personal account, and buy medicine in the pharmacy;

Handle social security affairs such as medical care, unemployment, pension, work injury and maternity;

Inquire about the accumulated total amount of endowment insurance and medical insurance;

Handle social security affairs such as receiving pension, applying for unemployment registration, applying for unemployment insurance, and vocational training.