Lanzhou medical insurance reimbursement ratio

Lanzhou medical insurance reimbursement rate is not less than 50%. Special circumstances or chronic diseases can reach more than 70%. See official website of Lanzhou Medical Insurance Bureau for the specific proportion and reimbursement scope.

The proportion of medical insurance reimbursement in Lanzhou refers to the proportion of medical expenses paid by medical insurance fund during medical treatment. According to the national and local policies, the reimbursement rate of medical insurance in Lanzhou is not less than 50%. Specifically, within the scope of medical insurance in Lanzhou, medical insurance participants can enjoy different levels of medical security services. When seeking medical treatment, eligible medical expenses shall be paid and reimbursed by the medical insurance fund in accordance with the prescribed cost standards and the proportion of medical insurance reimbursement. Under normal circumstances, medical insurance participants need to pay part of their own expenses first, and then the medical insurance foundation will compensate them according to the prescribed proportion. It should be noted that the proportion of medical insurance reimbursement in Lanzhou may be adjusted and changed, depending on local policies. In addition, some special circumstances or chronic diseases may also enjoy a higher reimbursement rate, and the specific situation needs to be determined according to the actual situation of the individual and the medical insurance policy.

What medical expenses can Lanzhou medical insurance reimburse? Lanzhou medical insurance can reimburse the basic medical expenses within the prescribed scope, including hospitalization, outpatient service, essential drugs and physical examination. For specific reimbursement standards and scope, please consult official website of Lanzhou Medical Insurance Bureau or local social security institutions.

Knowing the proportion of medical insurance reimbursement in Lanzhou is very important for planning your own medical security. Medical insurance participants can pay attention to the provisions of the medical insurance policy, understand their medical insurance benefits and reimbursement scope, so as to get better protection and services in the process of medical treatment. At the same time, we should also pay attention to the actual situation of individuals and the changes of local policies, and adjust and plan our own medical security plan in time.

Legal basis:

Article 28 of the Social Insurance Law of People's Republic of China (PRC) conforms to the basic medical insurance drug list, diagnosis and treatment items, standards of medical service facilities and medical expenses for emergency rescue, and shall be paid from the basic medical insurance fund in accordance with state regulations. Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.