Do you have to have social security for five consecutive years to buy a house in Shanghai?

Yes, buying a house in Shanghai is social security for five years in a row. According to the relevant provisions of the Notice of the General Office of the Shanghai Municipal People's Government on Forwarding Several Opinions of the Municipal Housing and Urban-Rural Construction Management Committee and Other Four Departments on Further Improving the Housing Market System and Security System of this Municipality to Promote the Stable and Healthy Development of the Real Estate Market, the requirement for foreign household registration to buy a house in Shanghai is to pay social security for five consecutive years.

There are four conditions for foreigners to buy a house in Shanghai, as follows:

1. The buyer must be married.

There is no house under the name of Shanghai family. If you want to apply for the first set, you need to provide the first set of proof of purchase of your household registration when buying a house.

3. Within 63 months before the online signing date, the accumulated social security bills or tax bills for 60 months have been paid normally.

4. Purchase restriction 1 housing (including new commercial housing and second-hand housing).

The latest policy of foreigners buying houses in Shanghai

1. Houses that are not registered in this city and can provide personal income tax payment certificates or social insurance (urban social insurance) payment certificates accumulated in this city for more than 1 year in the first two years from the date of purchase are restricted to 1 apartment (including newly-built commercial housing and second-hand housing).

2. Non-local household households with 1 set or more houses owned by foreigners cannot provide proof of personal income tax payment or social insurance (urban social insurance) payment in this city within two years, and cannot buy them. Required materials: identity certificate, marriage certificate and household registration book.

3. The staff of Shanghai Real Estate Trading Center said that at present, the conditions for foreigners to buy a house in Shanghai, that is, people who are not registered in this city must meet three conditions at the same time: first, buying a house in the name of a family, and the so-called family means that the purchaser is married; Second, the family has no room in Shanghai; Third, it can provide proof of paying taxes or social security of 1 year or more in Shanghai within two years before the signing date of the house purchase contract. If you have a three-year long-term residence permit, you can enjoy the treatment of Shanghai locals and buy a house directly without providing a tax bill.

4. The first time you buy a house, you need to pay the comprehensive insurance for foreigners in Shanghai 1 year or more, and the provident fund for more than 6 months. If the loan is more than 70% 12, you can make the first set of tax bills and social security, and you can make up the social security, because now the tax bill can also make up the production certificate. If you are introducing talents, you can be exempted from property tax. Regarding the payment of social security, the Municipal Housing Management Bureau stressed that according to the city's housing sales restriction policy, if a non-registered household purchases a house with a social insurance payment certificate, the social insurance payment must comply with the "accumulated payment in the first two years from the date of purchase 12 months", and the payment will not be recognized.

The process of buying a new house in Shanghai

1, buying a house. The current housing prices are generally quite high, so the owners must first assess their economic strength before choosing the right location and apartment type. Things to pay attention to, buying a house is a particularly cautious thing, so it is recommended to see more communities and then choose a house that is more suitable for you to buy.

2. Subscription stage. After the owner determines the house he wants to buy, the next step is to pay the deposit and sign the subscription contract. Before that, he must think clearly, because after signing the contract, the deposit will not be refunded.

3. Sign a house purchase contract. When signing a house purchase contract, we should pay special attention to prevent falling into the trap of buying a house, especially whether the developer has handled the house pre-sale permit, otherwise the owner will bear the corresponding risks in case of problems. There should also be a clear delivery date in the contract, otherwise the developer will bear the corresponding liability for breach of contract.

4. Repay the loan. There are two payment methods, one is full payment and the other is installment payment. Generally, it will be more favorable to buy a house in full, which can save a lot of mortgage procedures, but it needs the owner to have enough economic ability. The installment requires the owner to pay a certain down payment, and then the installment is carried out. The procedure is more complicated, but it can reduce the pressure on the owner, and the owner can choose according to his actual situation.

5. Check the house. The house inspection needs special attention. Once the problem is found, it should be reported to the developer immediately. In addition, we must thoroughly check the certificate of completion and acceptance of commercial housing, and only after all conditions are met can we hand over the house.

Legal basis: Several Opinions on Further Improving the Housing Market System and Security System of this Municipality to Promote the Stable and Healthy Development of the Real Estate Market. Strictly implement the housing purchase restriction policy.

Increase the number of years for non-resident families to pay personal income tax or social insurance when buying a house, and adjust it to pay for more than two years in the first three years from the date of purchase, and for more than five years before the date of purchase.

It takes 3 years or more for the commercial housing purchased by enterprises to be listed and traded again. If the transaction object is an individual, it shall be implemented in accordance with the purchase restriction policy of this Municipality.