Is the social security card a medical insurance card?

Medical insurance card and social security card are not the same card.

Social security card is not a medical insurance card. Social security card is an integrated circuit card which is uniformly planned by the Ministry of Labor and Social Security, issued to the society by local labor and social security departments, and applied to various business fields of labor and social security. Social security cards are issued to urban employees, unemployed people and retirees, and social security cards are issued to employers. The social security card has more comprehensive functions, which can be used not only as a medical insurance card, but also for other social insurance businesses, such as handling and receiving pensions and unemployment benefits. Social security cards can also be used as debit cards of banks.

The medical insurance card is an important voucher for the insured to purchase daily medical care. It is the carrier of personal account of medical insurance, which is used to record the basic information of the insured, including the basic medical insurance premium paid by the individual, the basic medical insurance premium paid by the employer in accordance with the prescribed proportion, other funds and interest.

The difference between social security card and medical insurance card

The difference between social security card and medical insurance card is mainly reflected in six aspects:

First, different ideas. Social security card, referred to as social security card, is an integrated circuit card issued by local human resources and social security departments for various business fields of human resources and social security. Medical insurance card or medical insurance card is a special card for personal account of medical insurance, which uses personal identity card as identification code and stores detailed information such as personal identity card number, name, gender, payment, account capital consumption and so on.

Second, the function is different. Social security card not only has the function of medical insurance card, but also is an important voucher for handling various social security businesses, such as receiving unemployment benefits. However, the medical insurance card is limited to the medical insurance function and can only be used to enjoy medical insurance benefits.

Third, the card is issued in different places. The medical insurance card is undertaken by the local designated agent bank, and the social security card is issued to the society by the local human resources and social security department.

Fourth, the safety performance is different. The social security card adopts a national unified three-layer key management system, and its security and reliability have passed the national acceptance, which can really make the social security card a "security card" and a "trust card" for the insured, and also lay a good foundation for realizing cross-provincial nationwide use in the future; However, the medical insurance card does not have such a management system, and the safety factor is low.

Fifth, social security cards are more widely used. Social security cards will be widely used in various businesses of human resources and social security, and can be used as financial debit cards, while medical insurance cards can only be used as medical insurance settlement vouchers.

Sixth, the performance of social security cards is more stable. Because the social security card adopts integrated circuit chip, its performance is more stable, not easy to be damaged and safer than the medical insurance card adopting magnetic stripe medium.