What does social security medical care mean?

Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection.

The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts; The basic medical insurance premium paid by the employer is divided into two parts, one part is included in the personal account, and the other part is used to establish the overall fund.

Personal account of medical insurance is a special account established according to the basic medical insurance policy, which is specially used to store the medical insurance premiums paid by the insured and the funds allocated by the employer according to a certain proportion, and record the medical consumption. The funds in the personal account are used to pay for the out-of-pocket part of medical treatment and medicine purchase.

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Extended data

Medical insurance has been popularized throughout the country: mainly in the following three aspects.

Graded solution, Ministry of Human Resources and Social Security confirmed that it will gradually solve the problem of medical treatment in different places in combination with the promotion of the gold insurance project and the issuance of social security cards.

Ministry-province Unicom, China Labor and Social Security Network has realized the national Ministry-province Unicom, and more than 90% provinces and cities have realized networking; Medical insurance information systems in various places are gradually being unified, and nearly 400 cities across the country have used the core application software of China National Medical Insurance Information System I.

The construction of social security cards is being vigorously promoted; The construction of departmental off-site medical expense settlement platform is under way, and the technical conditions for nationwide networking of medical insurance are gradually available.

Authentication in different places, Ministry of Human Resources and Social Security is promoting the authentication system to help people living in different places get social insurance benefits. Telephone consultation service centers, internet service channels and community information platforms are also being accelerated, and the service modes of "living in different places, direct settlement" and "calling from one place and consulting all over the country" are gradually realized. ?

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