How to pay social security is more cost-effective?

1. Pay employee social security as a flexible employee.

In this case, only endowment insurance and medical insurance need to be paid, but flexible employees have to pay their own social security in full, unlike employees in enterprises who have units to help you bear a large part, and they only need to pay a small part. 2. Find a regular social security agency to pay employee social security.

The advantage of this method is that you can participate in five insurances, including endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance, and the protection is more comprehensive. At the same time, it is not restricted by household registration and can be paid at your place of work or residence.

3. Individuals pay social security for residents.

To pay social security for residents, you can usually participate in residents' pension insurance and medical insurance.

legal ground

Full text of People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 3 of the full text of the Social Insurance Law of People's Republic of China (PRC) adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

"Full text of People's Republic of China (PRC) Social Insurance Law" Article 4 Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.