If you personally buy social security, how many grades are there?

The monthly payment standard of social insurance for the insured is divided into four grades: the lowest grade (40%), the first grade (60%), the second grade (80%) and the third grade (100%). For example, the average social wage last year was 3,000 yuan. If you choose 80%, you will have to pay 8% if you are an enterprise employee, which means 192 yuan. The higher the level, the more you get, which means the more you pay, the more you get. Of course, the amount of money you get is also related to the number of years you pay social security.

The minimum pension payment (40%) consists of pension, basic medical care+mutual aid for serious illness (8.5%+ 1%) and maternity insurance, with a monthly payment of ***548.57 yuan; The monthly payment for the first installment (60%) is 692.37 yuan; The second (80%) monthly payment is 835.97 yuan; The monthly payment for the third gear (100%) is 979.77 yuan.

Extended data:

How long should the company apply for social insurance for new employees? According to the regulations, the employer shall register social security for employees and declare and pay social security fees within 30 days from the date of employment, regardless of whether the employees are registered employees in Shenzhen or non-registered employees in Shenzhen.

Social insurance premiums include basic medical insurance premiums, basic old-age insurance premiums, unemployment insurance premiums, maternity insurance premiums and work-related injury insurance premiums. Except for maternity and work-related injury insurance, which does not require individual contributions, the other three types of insurance are paid by units and individuals in accordance with the relevant proportion. In addition, there are local supplementary endowment insurance premiums (deep households) and local supplementary medical insurance premiums, which are paid by employers.

At present, the "online" and "offline" payment bases of Shenzhen endowment insurance are 22,440 yuan and 2 130 yuan respectively. The medical insurance down payment base is 22,440 yuan online and 4,488 yuan offline.

endowment insurance

Deep household workers participate in basic old-age insurance and local supplementary old-age insurance, and the payment ratio is 22%, of which the individual contribution ratio is 8% and the unit contribution ratio is 14% (including local supplementary old-age insurance premium); Non-registered employees participate in the basic old-age insurance, and the contribution ratio is 2 1%, of which the individual contribution ratio is 8% and the unit contribution ratio is 13%.

The payment base is the total wages of employees last month. According to the regulations, if the total salary exceeds 300% of the average monthly salary of employees in this city in the previous year, the excess will not be included in the payment base, and the minimum payment base is the minimum monthly salary in Shenzhen. At present, the "online" payment base of endowment insurance is 22,440 yuan, and the "offline" payment base is 2 130 yuan.

medical insurance

According to the payment and corresponding treatment, there are first, second and third gears. If the employee's household registration is in Shenzhen, the unit shall participate in the first medical insurance for him; Employees who are not registered in Shenzhen can participate in any one of the first, second and third files.

The payment ratio of the first medical insurance is 8.2% (basic medical insurance+local supplementary medical insurance), of which the unit pays 6.2% and the individual pays 2%. The payment base is the total wages of employees last month, with the highest being three times the average monthly wages of employees in Shenzhen last year and the lowest being 60% of the average monthly wages of employees in Shenzhen last year. At present, the down payment base of medical insurance is 22,440 yuan, and the "offline" is 4,488 yuan.

The second payment base of medical insurance is the average monthly salary of employees in Shenzhen last year, which is currently 7480 yuan, and the payment ratio is 0.8% (basic medical insurance+local supplementary medical insurance), of which the unit payment is 0.6% and the individual payment is 0.2%.