Does social security include accident insurance?

Social security does not include accident insurance, and the relevant provisions are as follows:

1, a non-profit social security system with income redistribution function. In order to prevent and share social risks such as old age, unemployment, illness and death, and realize social security, most members of society must participate in it;

2. Social security mainly includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, excluding accidental injury insurance;

3. Accident insurance refers to life insurance sold by commercial insurance, with death or disability caused by accidental injury as the condition for paying insurance benefits. Consumers can freely choose whether to take out insurance, and social security has the protection function of accident insurance:

(1) Although social security does not include accident insurance, it has the protection function of accident insurance. Take industrial injury insurance as an example. Employees can apply for work-related injury insurance claims because of work accidents, which is the same as accident insurance in some respects.

(2) After a work-related injury occurs, you should first apply to the local work-related injury insurance institution for work-related injury identification. The employer shall apply within 30 days after the industrial accident. If the employer fails to apply on time, the employees or their relatives and trade unions may apply within 30 days to one year after the industrial accident.

Legal basis: Article 74 of People's Republic of China (PRC) Social Insurance Law.

The social insurance agency shall obtain the data needed for social insurance work through business handling, statistics and investigation, and the relevant units and individuals shall provide it in a timely and truthful manner.

The social insurance agency shall establish a file for the employer in a timely manner, completely and accurately record the social insurance data such as personnel's participation in social insurance and payment, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement.

The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge.

Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.