What is the difference between continuous payment and intermittent payment of social security?

The difference between continuous payment and intermittent payment of social security is as follows:

1, the payment period required for continuous payment of social security cannot be interrupted. Once interrupted, the previous payment period will not be accumulated, so it is necessary to start payment again and calculate the payment period;

2. Discontinuous payment, that is, the cumulative payment of social security, can be interrupted. When the payment is made again after the interruption, the previous payment period is still valid, and the accumulated payment period can be calculated cumulatively;

3. Continuous payment of social security has specific requirements for enjoying certain social security benefits, such as receiving pension insurance benefits, while cumulative payment is more flexible, allowing cumulative payment to reach the prescribed payment period in different time periods;

4. When paying social security, the expenses that are not allowed to be paid during the interruption period are included in the continuous years, while the accumulated payment is allowed during the interruption period to reach the prescribed payment period.

Benefits of continuous and discontinuous payment of social security;

1, continuous payment of social security can ensure that individuals can enjoy complete pension benefits when they retire; The longer the continuous payment period, the higher the pension level after retirement;

2. Continuous payment of social security helps to maintain the complete coverage of personal medical insurance and avoid affecting medical insurance benefits due to interruption of payment;

3. When enjoying unemployment insurance benefits, continuous payment of social security can make it easier for individuals to meet the conditions for collection, and the collection time may be longer;

4. Continuous payment of social security is conducive to accumulating more social security points, which is an important reference factor for the qualification examination of housing purchase in some cities;

5. Intermittent payment of social security may cause individuals to be unable to enjoy due medical insurance reimbursement in case of emergency medical needs;

6. Intermittent payment of social security will affect the calculation of personal pension when applying for retirement, which may lead to a decrease in the amount of pension;

7. In the case of unemployment, the intermittent payment of social security may make individuals unable to meet the eligibility conditions for receiving unemployment insurance benefits, or reduce the time and amount of receiving them.

To sum up, continuous payment of social security can ensure that individuals can enjoy complete pension benefits when they retire, maintain complete coverage of medical insurance, meet the conditions for receiving unemployment insurance more easily, and help to accumulate more social security points; Intermittent payment of social security may lead to failure to enjoy due medical insurance reimbursement, reduction in pension calculation at retirement, failure to meet the eligibility conditions for receiving unemployment insurance benefits, or reduction in the time and amount of receiving unemployment insurance benefits.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.